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Can You Really Afford California State University-Stanislaus?

Here’s the full picture on paying for California State University-Stanislaus, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$18,542.00 Cost of Attendance
$6,067.00 Avg Net Price
$11,750.00 Median Grad Debt

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What You Will Pay to Attend California State University-Stanislaus?

Published attendance costs at California State University-Stanislaus varied between $18,542.00 to $31,142.00 depending on whether you qualify for in-state rates.

In-state residents qualified for the lower cost, with out-of-state students paying more: close to $18,542.00 in-state versus $31,142.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

The Full Cost for Residents (no aid)

Tuition and fees $8,246.00
+ Room, board & other expenses $10,296.00
Total cost $18,542.00
That is 4% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $18,542.00
− Grants and scholarships −$13,672.00
Net price $4,870.00
That is 75% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $18,542.00
− Grants and scholarships −$15,801.00
Net price $2,741.00
That is 86% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $20,846.00
+ Room, board & other expenses $10,296.00
Total cost $31,142.00
That is 62% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $31,142.00
− Grants and scholarships −$13,672.00
Net price $17,470.00
That is 9% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $31,142.00
− Grants and scholarships −$15,801.00
Net price $15,341.00
That is 20% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus room and board.

Projected Degree Cost at California State University-Stanislaus

Published costs have climbed year over year by roughly 2.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $2,802.00 $4,979.00 $18,957.00
Senior year $2,995.00 $5,321.00 $20,259.00
Total 4-year net price $11,591.00 $20,595.00 $78,412.00
10-year loan interest @ 6.8% $4,416.00 $7,846.00 $29,872.00
Total monthly payment $133.00 $237.00 $902.00
Total amount paid $16,007.00 $28,441.00 $108,285.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $2,802.00 $4,979.00 $18,957.00
Senior year $2,865.00 $5,090.00 $19,381.00
Total 2-year net price $5,667.00 $10,069.00 $38,338.00
10-year loan interest @ 6.8% $2,159.00 $3,836.00 $14,606.00
Total monthly payment $65.00 $116.00 $441.00
Total amount paid $7,827.00 $13,906.00 $52,944.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $15,684.00 $17,861.00 $31,839.00
Senior year $16,761.00 $19,087.00 $34,025.00
Total 4-year net price $64,876.00 $73,879.00 $131,696.00
10-year loan interest @ 6.8% $24,715.00 $28,145.00 $50,172.00
Total monthly payment $747.00 $850.00 $1,516.00
Total amount paid $89,591.00 $102,024.00 $181,868.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $15,684.00 $17,861.00 $31,839.00
Senior year $16,035.00 $18,261.00 $32,552.00
Total 2-year net price $31,720.00 $36,122.00 $64,391.00
10-year loan interest @ 6.8% $12,084.00 $13,761.00 $24,531.00
Total monthly payment $365.00 $416.00 $741.00
Total amount paid $43,804.00 $49,883.00 $88,921.00

For the complete net-price picture, see the Net Price section.

What Families Actually Pay at California State University-Stanislaus

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $6,067.00
Average net price (off-campus) $5,671.00

Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $3,218.00
$30,000 to $48,000 $3,946.00
$48,001 to $75,000 $6,347.00
$75,001 to $110,000 $10,199.00
Over $110,000 $16,815.00

For a personalized estimate, try the California State University-Stanislaus Net Price Calculator, or check with the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

How Much Do Students Borrow at California State University-Stanislaus

The typical debt load for borrowers leaving California State University-Stanislaus comes to $11,750.00, categorized as a Low ($10-20k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $3,000.00
25th $5,500.00
Median (50th) $11,750.00
75th $21,950.00
90th $31,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student-loan-debt breakdown.

Debt by Family Income at California State University-Stanislaus

Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $11,000.00
Middle income $10,986.00
High income $13,080.00

First-Generation Debt Outcomes at California State University-Stanislaus

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $11,359.00
Continuing-generation students $12,509.00

Debt and Pell Grant Eligibility at California State University-Stanislaus

Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of California State University-Stanislaus stands at $-2,160.00.

Loan Default & Repayment at California State University-Stanislaus

The default-rate category at California State University-Stanislaus is Low (<5%).

Window Cohort default rate
2-year 3.4%

For scale, federal Stafford loan disbursements at California State University-Stanislaus amount to $413,556,117.00 spread across 21,946 borrowers.

Veteran Education Benefits at California State University-Stanislaus

Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 43
Avg GI Bill amount $5,319.00

Read more about military and veteran aid on the veterans benefits detail.

Further Questions to Consider

Use the figures above as a launch point, then think through California State University-Stanislaus, think through the questions below:

Continue Your Research on California State University-Stanislaus

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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