by our College Data Analytics TeamMany students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Calumet College of Saint Joseph can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does CCSJ offer you, and what will you qualify for? Keep scrolling for more information. Scroll down to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at Calumet College of Saint Joseph.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Calumet College of Saint Joseph, 96% of the incoming full-time class was awarded financial aid roughly 148 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $16,181 |
| Institutional grants & scholarships | 95% | $7,195 |
| Federal Pell grants | 71% | $5,823 |
| State/local grants | 45% | $9,548 |
| Federal student loans | 65% | $6,861 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, some 98% of the undergraduate population received grant aid that averaged $12,706 (among about 551 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 98% | $12,706 |
| Federal Pell grants | 52% | $5,750 |
| Federal student loans | 54% | $8,312 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $10,517.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $19,812 |
| $30,001 – $75,000 | $21,270 |
| Over $75,000 | $21,887 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,451 |
| Off-campus title-IV students | $20,739 |
To get a personalized net price estimate, try CCSJ’s official net price calculator: www.ccsj.edu/admissions/financial-aid/.
A typical borrower at CCSJ leaves with $9,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $21,534 |
| Typical 10-year monthly payment (graduates) | $228.3/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at CCSJ.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,400 |
| 25th percentile | $6,137 |
| 75th percentile | $23,750 |
| 90th percentile (highest-debt students) | $34,220 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,000 |
| Middle income | $10,500 |
| High income | $11,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $12,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $12,667 |
The figure below distills the debt data into a single burden category for CCSJ.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at CCSJ:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5190 |
| Total Stafford loan amount | $113,658,993 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 6 |
| Total GI Bill amount | $86,590 |
| Average GI Bill amount per recipient | $14,432 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.