by our College Data Analytics TeamBelow is the data on what it actually costs to attend Calvary University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The full cost of attending Calvary University amounts to about $20,044.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $14,094.00 |
| + Room, board & other expenses | $5,950.00 |
| Total cost | $20,044.00 |
| That is 39% below the national average net price. |
| Total cost | $20,044.00 |
| − Grants and scholarships | −$7,604.00 |
| Net price | $12,440.00 |
| That is 62% below the national average net price. |
| Total cost | $20,044.00 |
| − Grants and scholarships | −$7,174.00 |
| Net price | $12,870.00 |
| That is 61% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Cost of attendance here has been rising by around 6.8% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.8% | 6.8% | 6.8% |
| Freshman year | $13,747.00 | $13,288.00 | $21,411.00 |
| Senior year | $16,755.00 | $16,196.00 | $26,095.00 |
| Total 4-year net price | $60,874.00 | $58,840.00 | $94,806.00 |
| 10-year loan interest @ 6.8% | $23,191.00 | $22,416.00 | $36,118.00 |
| Total monthly payment | $701.00 | $677.00 | $1,091.00 |
| Total amount paid | $84,064.00 | $81,256.00 | $130,924.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.8% | 6.8% | 6.8% |
| Freshman year | $13,747.00 | $13,288.00 | $21,411.00 |
| Senior year | $14,685.00 | $14,194.00 | $22,870.00 |
| Total 2-year net price | $28,432.00 | $27,482.00 | $44,281.00 |
| 10-year loan interest @ 6.8% | $10,832.00 | $10,470.00 | $16,869.00 |
| Total monthly payment | $327.00 | $316.00 | $510.00 |
| Total amount paid | $39,264.00 | $37,952.00 | $61,150.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,334.00 |
| Average net price (off-campus) | $12,860.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,571.00 |
| $30,000 to $48,000 | $11,240.00 |
| $48,001 to $75,000 | $14,497.00 |
| $75,001 to $110,000 | $16,007.00 |
| Over $110,000 | $16,444.00 |
Run your own numbers with the Calvary University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median graduating debt at Calvary University works out to $12,500.00, landing it in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $21,321.00 |
| 90th | $35,948.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,927.00 |
| Middle income | $11,806.00 |
| High income | $18,625.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,893.00 |
| Continuing-generation students | $11,843.00 |
First-generation graduates of Calvary University leave with $1,050.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Calvary University stands at $2,375.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Calvary University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
For a sense of scale, Stafford disbursements at Calvary University amount to $17,840,562.00 covering 808 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $1,927.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Calvary University, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.