by our College Data Analytics TeamThis page focuses on the debt students take on to attend Cambridge College of Healthcare & Technology: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Cambridge Institute of Allied Health & Technology, 88% of incoming undergraduates borrow in year one, at roughly $9,375 per student, private and federal loans combined.
On the federal side, the average loan is $9,375. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Cambridge Institute of Allied Health & Technology (freshmen included), 74% finance part of their studies with federal loans, averaging $10,315 in federal loans per year. It comes to 10.0% larger than the $9,375 borrowed by freshmen.
Repeating that yearly amount projects to about $20,630 by year two and around $41,260 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $10,315 |
| Undergraduates with a federal loan | 220 |
| Total federal loans (one year) | $2,269,260 |
The middle borrower at Cambridge Institute of Allied Health & Technology owes $14,656 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,656 |
| Students who completed (graduates) | $14,656 |
| Students who withdrew | $7,709 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Cambridge Institute of Allied Health & Technology.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $13,363 |
| 90th percentile (highest-debt students) | $14,655 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Cambridge Institute of Allied Health & Technology.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Cambridge Institute of Allied Health & Technology.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 66 | $7,488 |
| Completed (graduates) | 41 | $7,446 |
| Did not complete | 25 | $8,000 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $88.54/mo.
Federal data lets us separate Stafford borrowers from the rest at Cambridge Institute of Allied Health & Technology.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 55 | — |
| No Stafford loan this year | 11 | — |
The indicators below describe what the typical debt costs to pay back at Cambridge Institute of Allied Health & Technology.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Cambridge Institute of Allied Health & Technology appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 15.2% |
| Borrowers in the cohort | 125 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,460 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,541 |
| Continuing-generation students | $14,656 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,303 |
| Independent students | $14,656 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Cambridge Institute of Allied Health & Technology.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.