by our College Data Analytics TeamThis page focuses on the debt students take on to attend Cambridge College of Healthcare & Technology, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Institute of Allied Medical Professions, 75% of incoming undergraduates borrow in year one, with a typical loan of $11,836 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $11,836. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Institute of Allied Medical Professions, 73% take out federal student loans, averaging $11,066 per year. It comes to 6.5% lower than the $11,836 typical freshmen borrow.
Borrowing at that rate every year works out to about $22,132 over two years and about $44,264 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $11,066 |
| Undergraduates with a federal loan | 753 |
| Total federal loans (one year) | $8,332,452 |
The middle borrower at Institute of Allied Medical Professions owes $11,125 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,125 |
| Students who completed (graduates) | $26,250 |
| Students who withdrew | $7,834 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Institute of Allied Medical Professions.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $6,219 |
| 75th percentile | $28,500 |
| 90th percentile (highest-debt students) | $32,500 |
How wide this percentile range is tells you how much borrowing varies across students at Institute of Allied Medical Professions.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Institute of Allied Medical Professions.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 137 | $8,366 |
| Completed (graduates) | 78 | $10,000 |
| Did not complete | 59 | $5,374 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $118.91/mo.
Federal data lets us separate Stafford borrowers from the rest at Institute of Allied Medical Professions.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 114 | $8,616 |
| No Stafford loan this year | 23 | $4,288 |
The indicators below describe what the typical debt costs to pay back at Institute of Allied Medical Professions.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Institute of Allied Medical Professions follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.2% |
| Borrowers in the cohort | 145 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $10,341 |
| Middle income | $13,500 |
| High income | $18,110 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,341 |
| Continuing-generation students | $15,532 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,371 |
| Independent students | $11,450 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Institute of Allied Medical Professions.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.