by our College Data Analytics TeamHere you will find what students actually borrow to attend Cameo College of Essential Beauty— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Cameo College of Essential Beauty, 33% of first-year students take on loan debt, averaging $6,392 per student, private and federal loans combined.
On the federal side, the average loan is $6,392. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Cameo College of Essential Beauty, 23% use federal student loans to help pay for their education, averaging $6,637 in federal loans per year. That is 3.8% higher than the $6,392 typical freshmen borrow.
At a steady annual pace, that totals around $13,274 by year two and around $26,548 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 23% |
| Average federal loan per year | $6,637 |
| Undergraduates with a federal loan | 117 |
| Total federal loans (one year) | $776,539 |
Graduating and withdrawing students at Cameo College of Essential Beauty carry a median federal debt of $5,481 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,481 |
| Students who completed (graduates) | $5,500 |
| Students who withdrew | $4,675 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Cameo College of Essential Beauty.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,019 |
| 25th percentile | $3,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $10,362 |
How wide this percentile range is tells you how much borrowing varies across students at Cameo College of Essential Beauty.
Repayment burden translates the debt figures into what a borrower actually pays each month. Cameo College of Essential Beauty.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Cameo College of Essential Beauty is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.7% |
| Borrowers in the cohort | 116 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,481 |
| Middle income | $5,500 |
| High income | $5,481 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,481 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,366 |
| Independent students | $5,481 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Cameo College of Essential Beauty.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.