by our College Data Analytics TeamMany students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Capella University can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial aid solutions can Capella University deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Capella University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Capella University, 72% of the incoming full-time class was awarded financial aid some 52 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $5,621 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 63% | $5,010 |
| State/local grants | 0% | — |
| Federal student loans | 69% | $6,202 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, around 41% of undergraduates were awarded grant or scholarship aid averaging $3,945 (across roughly 6603 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 41% | $3,945 |
| Federal Pell grants | 39% | $3,701 |
| Federal student loans | 47% | $7,314 |
On-campus students receiving title-IV aid were awarded grants averaging $4,864.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,620 |
| $30,001 – $75,000 | $18,344 |
| Over $75,000 | $22,029 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,956 |
| Off-campus title-IV students | $18,305 |
To get a personalized net price estimate, try Capella University’s NPC: www.capella.edu/tuition-financial-aid/net-price-calculator/.
Graduating students at Capella University carry a median federal student debt of $8,814 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,814 |
| Median federal debt (graduates only) | $14,968 |
| Typical 10-year monthly payment (graduates) | $158.69/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Capella University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,678 |
| 25th percentile | $3,471 |
| 75th percentile | $23,976 |
| 90th percentile (highest-debt students) | $38,339 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,151 |
| Middle income | $9,178 |
| High income | $9,375 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,889 |
| Continuing-generation students | $8,303 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,625 |
| Independent students | $9,031 |
A handful of calculated indicators summarize the debt outlook at Capella University.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Capella University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 217537 |
| Total Stafford loan amount | $7,686,487,702 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1158 |
| Total GI Bill amount | $8,782,278 |
| Average GI Bill amount per recipient | $7,584 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 65 |
| Total DoD amount | $148,532 |
| Average DoD amount per recipient | $2,285 |
References
More about our data sources and methodologies.