by our College Data Analytics TeamHere you will find what students actually borrow to attend Capri College, Cedar Rapids— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Capri College, Cedar Rapids, 49% of freshmen borrow to help pay for their first year, with a typical loan of $6,226 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $6,226. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Capri College, Cedar Rapids, 53% finance part of their studies with federal loans, with a mean of $6,325 per year. That is 1.6% more than the $6,226 freshmen take on.
Carrying that yearly figure forward comes to roughly $12,650 across two years and $25,300 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $6,325 |
| Undergraduates with a federal loan | 92 |
| Total federal loans (one year) | $581,857 |
Graduating and withdrawing students at Capri College, Cedar Rapids carry a median federal debt of $7,600 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,600 |
| Students who completed (graduates) | $7,600 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Capri College, Cedar Rapids.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,400 |
| 75th percentile | $10,990 |
| 90th percentile (highest-debt students) | $13,552 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Capri College, Cedar Rapids.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Capri College, Cedar Rapids.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 33 | $5,897 |
The indicators below describe what the typical debt costs to pay back at Capri College, Cedar Rapids.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Capri College, Cedar Rapids follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.6% |
| Borrowers in the cohort | 129 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,574 |
| Middle income | $7,600 |
| High income | $10,205 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,320 |
| Continuing-generation students | $10,159 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,307 |
| Independent students | $7,600 |
Federal data publishes the following gap measures for Capri College, Cedar Rapids.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.