by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Capri College, Davenport, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Capri College, Davenport, 58% of freshmen borrow to help pay for their first year, with a typical loan of $7,521 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $7,521. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Capri College, Davenport, 50% rely on federal student loans toward their education, at an average of $7,325 annually. This is 2.6% smaller than the $7,521 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $14,650 across two years and $29,300 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 50% |
| Average federal loan per year | $7,325 |
| Undergraduates with a federal loan | 96 |
| Total federal loans (one year) | $703,170 |
Graduating and withdrawing students at Capri College, Davenport carry a median federal debt of $5,984 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,984 |
| Students who completed (graduates) | $7,600 |
| Students who withdrew | $3,800 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Capri College, Davenport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,840 |
| 25th percentile | $4,400 |
| 75th percentile | $11,750 |
| 90th percentile (highest-debt students) | $15,071 |
How wide this percentile range is tells you how much borrowing varies across students at Capri College, Davenport.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Capri College, Davenport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 32 | $5,771 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Capri College, Davenport.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Capri College, Davenport appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.4% |
| Borrowers in the cohort | 140 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,357 |
| Middle income | $7,600 |
| High income | $13,773 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,839 |
| Continuing-generation students | $7,600 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,006 |
| Independent students | $5,964 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Capri College, Davenport.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.