by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Capri College, Dubuque: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
For incoming students at Capri College, Dubuque, 63% of incoming students take out a loan to help cover first-year costs, at roughly $6,605 per borrower, covering both private and federal loans.
On the federal side, the average loan is $6,605. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Capri College, Dubuque (freshmen included), 49% rely on federal student loans toward their education, for a typical $6,179 a year. That is 6.4% less than the $6,605 typical freshmen borrow.
Repeating that yearly amount projects to about $12,358 by year two and around $24,716 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 49% |
| Average federal loan per year | $6,179 |
| Undergraduates with a federal loan | 120 |
| Total federal loans (one year) | $741,448 |
The median student at Capri College, Dubuque borrows $6,457 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,457 |
| Students who completed (graduates) | $7,600 |
| Students who withdrew | $4,478 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Capri College, Dubuque.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $4,567 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $15,205 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Capri College, Dubuque.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Capri College, Dubuque.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 34 | $6,434 |
The indicators below describe what the typical debt costs to pay back at Capri College, Dubuque.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Capri College, Dubuque appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.5% |
| Borrowers in the cohort | 115 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,171 |
| Middle income | $7,465 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,422 |
| Continuing-generation students | $6,897 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,600 |
Federal data publishes the following gap measures for Capri College, Dubuque.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.