by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Capri Cosmetology Learning Centers, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Capri Cosmetology Learning Centers, 63% of incoming undergraduates borrow in year one, for an average of $5,548 per borrower, covering both private and federal loans.
The average federally funded loan is $5,548. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Capri Cosmetology Learning Centers, 38% borrow through federal student loan programs, at an average of $6,162 annually. This works out to 11.1% greater than the $5,548 freshmen take on.
Borrowing at that rate every year works out to about $12,324 by year two and around $24,648 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 38% |
| Average federal loan per year | $6,162 |
| Undergraduates with a federal loan | 205 |
| Total federal loans (one year) | $1,263,164 |
Graduating and withdrawing students at Capri Cosmetology Learning Centers carry a median federal debt of $5,826 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,826 |
| Students who completed (graduates) | $5,827 |
| Students who withdrew | $4,554 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Capri Cosmetology Learning Centers.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,166 |
| 25th percentile | $3,666 |
| 75th percentile | $9,217 |
| 90th percentile (highest-debt students) | $9,500 |
How wide this percentile range is tells you how much borrowing varies across students at Capri Cosmetology Learning Centers.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Capri Cosmetology Learning Centers.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 63 | $6,686 |
These figures turn the debt totals into a monthly repayment picture for Capri Cosmetology Learning Centers.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Capri Cosmetology Learning Centers appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.0% |
| Borrowers in the cohort | 175 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,827 |
| Middle income | $5,827 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,826 |
| Continuing-generation students | $5,776 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,348 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Capri Cosmetology Learning Centers.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.