by our College Data Analytics TeamHere you will find what students actually borrow to attend Cardiac and Vascular Institute of Ultrasound: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Among all degree-seeking undergrads at CVIU, 100% finance part of their studies with federal loans, at an average of $10,891 per year.
Repeating that yearly amount projects to about $21,782 across two years and $43,564 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 100% |
| Average federal loan per year | $10,891 |
| Undergraduates with a federal loan | 51 |
| Total federal loans (one year) | $555,461 |
The middle borrower at CVIU owes $19,156 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $19,156 |
| Students who completed (graduates) | $19,160 |
| Students who withdrew | $18,476 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for CVIU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $11,480 |
| 75th percentile | $21,875 |
Repayment burden translates the debt figures into what a borrower actually pays each month. CVIU.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for CVIU appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.0% |
| Borrowers in the cohort | 33 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,160 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,160 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at CVIU.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.