A large number of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Career Technology Center of Lackawanna County can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Career Technology Center of Lackawanna County offer, and what will you qualify for? Keep scrolling for more information. Keep reading to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Career Technology Center of Lackawanna County.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Career Technology Center of Lackawanna County, 91% of entering full-time freshmen got some type of financial assistance around 21 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 74% | $4,959 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 52% | $4,633 |
| State/local grants | 35% | $3,351 |
| Federal student loans | 74% | $7,232 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, roughly 72% of the undergraduate population received grant aid that averaged $7,082 (across roughly 87 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $7,082 |
| Federal Pell grants | 66% | $5,072 |
| Federal student loans | 74% | $7,639 |
On-campus students receiving title-IV aid were awarded grants averaging $4,215.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,824 |
| $30,001 – $75,000 | $19,092 |
| Over $75,000 | $17,926 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,521 |
| Off-campus title-IV students | $16,460 |
For an estimate tailored to your family circumstances, see Career Technology Center of Lackawanna County’s NPC: www.ctclc.edu/domain/145.
Graduating students at Career Technology Center of Lackawanna County carry a median federal student debt of $11,861 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,861 |
| Median federal debt (graduates only) | $17,200 |
| Typical 10-year monthly payment (graduates) | $182.35/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at Career Technology Center of Lackawanna County.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,181 |
| 25th percentile | $4,750 |
| 75th percentile | $17,200 |
| 90th percentile (highest-debt students) | $17,200 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,200 |
The figure below distills the debt data into a single burden category for Career Technology Center of Lackawanna County.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Career Technology Center of Lackawanna County:
| Metric | Value |
|---|---|
| Stafford loan recipients | 807 |
| Total Stafford loan amount | $8,964,134 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $9,500 |
| Average GI Bill amount per recipient | $9,500 |
References
More about our data sources and methodologies.