by our College Data Analytics TeamHere is what you can expect to pay at Carlow University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Carlow University stands at about $46,864.00 per year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $35,874.00 |
| + Room, board & other expenses | $10,990.00 |
| Total cost | $46,864.00 |
| That is 43% above the national average net price. |
| Total cost | $46,864.00 |
| − Grants and scholarships | −$28,541.00 |
| Net price | $18,323.00 |
| That is 44% below the national average net price. |
| Total cost | $46,864.00 |
| − Grants and scholarships | −$31,426.00 |
| Net price | $15,438.00 |
| That is 53% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
Cost of attendance here has been rising at about 3.5% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $15,973.00 | $18,958.00 | $48,488.00 |
| Senior year | $17,691.00 | $20,998.00 | $53,705.00 |
| Total 4-year net price | $67,290.00 | $79,864.00 | $204,266.00 |
| 10-year loan interest @ 6.8% | $25,635.00 | $30,425.00 | $77,818.00 |
| Total monthly payment | $774.00 | $919.00 | $2,351.00 |
| Total amount paid | $92,925.00 | $110,290.00 | $282,084.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $15,973.00 | $18,958.00 | $48,488.00 |
| Senior year | $16,526.00 | $19,615.00 | $50,168.00 |
| Total 2-year net price | $32,499.00 | $38,573.00 | $98,656.00 |
| 10-year loan interest @ 6.8% | $12,381.00 | $14,695.00 | $37,584.00 |
| Total monthly payment | $374.00 | $444.00 | $1,135.00 |
| Total amount paid | $44,880.00 | $53,267.00 | $136,240.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $20,786.00 |
| Average net price (off-campus) | $20,822.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,896.00 |
| $30,000 to $48,000 | $16,776.00 |
| $48,001 to $75,000 | $19,527.00 |
| $75,001 to $110,000 | $22,767.00 |
| Over $110,000 | $23,797.00 |
Estimate your specific net price using the school’s Carlow University Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The typical debt load for borrowers leaving Carlow University comes to $21,513.00, placing the school in the Moderate ($20-30k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,441.00 |
| 25th | $9,250.00 |
| Median (50th) | $21,513.00 |
| 75th | $30,264.00 |
| 90th | $41,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $23,194.00 |
| Middle income | $21,583.00 |
| High income | $19,500.00 |
Borrowers from lower-income families leave school with $3,694.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $22,000.00 |
| Continuing-generation students | $19,750.00 |
First-generation borrowers from Carlow University graduate with $2,250.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Carlow University stands at $3,750.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Carlow University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.6% |
For scale, federal Stafford loan disbursements at Carlow University amount to $347,720,039.00 over 11,375 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 20 |
| Avg GI Bill amount | $13,378.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Carlow University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.