by our College Data Analytics TeamHere’s the full picture on paying for Carson-Newman University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The total published cost of attendance at Carson-Newman University amounts to about $46,345.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $34,700.00 |
| + Room, board & other expenses | $11,645.00 |
| Total cost | $46,345.00 |
| That is 41% above the national average net price. |
| Total cost | $46,345.00 |
| − Grants and scholarships | −$28,773.00 |
| Net price | $17,572.00 |
| That is 46% below the national average net price. |
| Total cost | $46,345.00 |
| − Grants and scholarships | −$32,352.00 |
| Net price | $13,993.00 |
| That is 57% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Published costs have climbed year over year at about 3.5% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $14,483.00 | $18,188.00 | $47,969.00 |
| Senior year | $16,060.00 | $20,168.00 | $53,193.00 |
| Total 4-year net price | $61,052.00 | $76,667.00 | $202,204.00 |
| 10-year loan interest @ 6.8% | $23,259.00 | $29,207.00 | $77,032.00 |
| Total monthly payment | $703.00 | $882.00 | $2,327.00 |
| Total amount paid | $84,310.00 | $105,874.00 | $279,237.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $14,483.00 | $18,188.00 | $47,969.00 |
| Senior year | $14,991.00 | $18,825.00 | $49,651.00 |
| Total 2-year net price | $29,475.00 | $37,013.00 | $97,620.00 |
| 10-year loan interest @ 6.8% | $11,229.00 | $14,101.00 | $37,190.00 |
| Total monthly payment | $339.00 | $426.00 | $1,123.00 |
| Total amount paid | $40,703.00 | $51,114.00 | $134,810.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $20,251.00 |
| Average net price (off-campus) | $18,661.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,134.00 |
| $30,000 to $48,000 | $15,829.00 |
| $48,001 to $75,000 | $17,326.00 |
| $75,001 to $110,000 | $24,387.00 |
| Over $110,000 | $25,010.00 |
Run your own numbers with the Carson-Newman University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from Carson-Newman University stands at $14,519.00, placing the school in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,519.00 |
| 75th | $26,000.00 |
| 90th | $31,190.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,250.00 |
| Middle income | $15,316.00 |
| High income | $15,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $15,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Carson-Newman University stands at $-750.00.
The default-rate category at Carson-Newman University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.3% |
To put the rates in context, Stafford loans at Carson-Newman University come to $201,984,539.00 spread across 9,991 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 82 |
| Avg GI Bill amount | $6,719.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,688.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh Carson-Newman University, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.