by our College Data Analytics TeamThis overview lays out the cost of attending Carthage College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Published attendance costs at Carthage College works out to about $47,980.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $38,750.00 |
| + Room, board & other expenses | $9,230.00 |
| Total cost | $47,980.00 |
| That is 46% above the national average net price. |
| Total cost | $47,980.00 |
| − Grants and scholarships | −$24,257.00 |
| Net price | $23,723.00 |
| That is 28% below the national average net price. |
| Total cost | $47,980.00 |
| − Grants and scholarships | −$27,529.00 |
| Net price | $20,451.00 |
| That is 38% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Cost of attendance here has been rising by around 5.5% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $21,576.00 | $25,028.00 | $50,620.00 |
| Senior year | $25,337.00 | $29,391.00 | $59,444.00 |
| Total 4-year net price | $93,693.00 | $108,683.00 | $219,813.00 |
| 10-year loan interest @ 6.8% | $35,694.00 | $41,404.00 | $83,741.00 |
| Total monthly payment | $1,078.00 | $1,251.00 | $2,530.00 |
| Total amount paid | $129,387.00 | $150,088.00 | $303,554.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.5% | 5.5% | 5.5% |
| Freshman year | $21,576.00 | $25,028.00 | $50,620.00 |
| Senior year | $22,763.00 | $26,405.00 | $53,405.00 |
| Total 2-year net price | $44,340.00 | $51,434.00 | $104,025.00 |
| 10-year loan interest @ 6.8% | $16,892.00 | $19,594.00 | $39,630.00 |
| Total monthly payment | $510.00 | $592.00 | $1,197.00 |
| Total amount paid | $61,232.00 | $71,028.00 | $143,655.00 |
For the complete net-price picture, see the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $26,565.00 |
| Average net price (off-campus) | $24,813.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,307.00 |
| $30,000 to $48,000 | $20,228.00 |
| $48,001 to $75,000 | $22,692.00 |
| $75,001 to $110,000 | $25,465.00 |
| Over $110,000 | $27,527.00 |
Run your own numbers with the Carthage College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Carthage College is $19,500.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,000.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,750.00 |
| 90th | $35,550.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,666.00 |
| Middle income | $19,500.00 |
| High income | $19,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Carthage College works out to $1,375.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Carthage College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.5% |
For a sense of scale, Stafford disbursements at Carthage College total $199,021,325.00 distributed across 11,296 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $20,537.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Use the figures above as a launch point, then think through Carthage College, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.