by our College Data Analytics TeamA large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Catawba Valley Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does CVCC offer you, and what will you qualify for? Keep scrolling for more information. Keep going to discover just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Catawba Valley Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Catawba Valley Community College, 68% of first-time, full-time freshmen received some form of financial aid roughly 179 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 53% | $9,775 |
| Institutional grants & scholarships | 5% | $2,940 |
| Federal Pell grants | 53% | $8,967 |
| State/local grants | 14% | $1,766 |
| Federal student loans | 0% | — |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At CVCC, about 36% of undergraduates were awarded an average grant or scholarship of $7,592 (for some 1594 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 36% | $7,592 |
| Federal Pell grants | 28% | $8,674 |
| Federal student loans | 0% | — |
For students living on campus and receiving title-IV aid, grants averaged $9,918.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,957 |
| $30,001 – $75,000 | $9,903 |
| Over $75,000 | $11,295 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,528 |
| Off-campus title-IV students | $9,415 |
To get a personalized net price estimate, try CVCC’s official net price calculator: www.cvcc.edu/Student_Services/Financial_Aid/NetPrice.cfm.
The median student at CVCC graduates with $5,125 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,125 |
| Median federal debt (graduates only) | $4,938 |
| Typical 10-year monthly payment (graduates) | $52.35/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at CVCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $14,375 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $3,500 |
| High income | $5,251 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,250 |
| Continuing-generation students | $3,591 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,668 |
| Independent students | $6,875 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. CVCC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at CVCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2411 |
| Total Stafford loan amount | $23,045,692 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 80 |
| Total GI Bill amount | $66,518 |
| Average GI Bill amount per recipient | $831 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $5,527 |
| Average DoD amount per recipient | $2,764 |
References
More about our data sources and methodologies.