by our College Data Analytics TeamThis page focuses on the debt students take on to attend Catherine Hinds Institute of Esthetics, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Catherine Hinds Institute of Esthetics, 46% of new students use loans toward freshman-year expenses, averaging $4,701 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,701, or about 85.5% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Catherine Hinds Institute of Esthetics, 46% use federal student loans to help pay for their education, with a mean of $4,264 per year. This is 9.3% less than the $4,701 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $8,528 by year two and around $17,056 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 46% |
| Average federal loan per year | $4,264 |
| Undergraduates with a federal loan | 156 |
| Total federal loans (one year) | $665,201 |
Graduating and withdrawing students at Catherine Hinds Institute of Esthetics carry a median federal debt of $5,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $6,233 |
| Students who withdrew | $4,094 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Catherine Hinds Institute of Esthetics.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,832 |
| 25th percentile | $3,167 |
| 75th percentile | $6,333 |
| 90th percentile (highest-debt students) | $9,331 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Catherine Hinds Institute of Esthetics.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Catherine Hinds Institute of Esthetics.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 42 | $10,164 |
The indicators below describe what the typical debt costs to pay back at Catherine Hinds Institute of Esthetics.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Catherine Hinds Institute of Esthetics is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.0% |
| Borrowers in the cohort | 133 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,142 |
| Middle income | $6,258 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,867 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Catherine Hinds Institute of Esthetics.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.