Here’s the full picture on paying for Cedarville University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Cedarville University works out to about $46,994.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $37,150.00 |
| + Room, board & other expenses | $9,844.00 |
| Total cost | $46,994.00 |
| That is 43% above the national average net price. |
| Total cost | $46,994.00 |
| − Grants and scholarships | −$24,852.00 |
| Net price | $22,142.00 |
| That is 32% below the national average net price. |
| Total cost | $46,994.00 |
| − Grants and scholarships | −$30,333.00 |
| Net price | $16,661.00 |
| That is 49% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Cost of attendance here has been rising by roughly 3.6% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $17,267.00 | $22,948.00 | $48,704.00 |
| Senior year | $19,221.00 | $25,545.00 | $54,216.00 |
| Total 4-year net price | $72,931.00 | $96,923.00 | $205,709.00 |
| 10-year loan interest @ 6.8% | $27,784.00 | $36,924.00 | $78,368.00 |
| Total monthly payment | $839.00 | $1,115.00 | $2,367.00 |
| Total amount paid | $100,715.00 | $133,847.00 | $284,076.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $17,267.00 | $22,948.00 | $48,704.00 |
| Senior year | $17,895.00 | $23,783.00 | $50,476.00 |
| Total 2-year net price | $35,163.00 | $46,730.00 | $99,180.00 |
| 10-year loan interest @ 6.8% | $13,396.00 | $17,803.00 | $37,784.00 |
| Total monthly payment | $405.00 | $538.00 | $1,141.00 |
| Total amount paid | $48,558.00 | $64,533.00 | $136,964.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $24,468.00 |
| Average net price (off-campus) | $25,022.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $20,956.00 |
| $30,000 to $48,000 | $18,952.00 |
| $48,001 to $75,000 | $20,141.00 |
| $75,001 to $110,000 | $25,138.00 |
| Over $110,000 | $28,319.00 |
Estimate your specific net price using the school’s Cedarville University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at Cedarville University comes to $17,500.00, landing it in the Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,065.00 |
| 25th | $6,500.00 |
| Median (50th) | $17,500.00 |
| 75th | $26,317.00 |
| 90th | $28,195.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $18,500.00 |
| High income | $17,250.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,266.00 |
| Continuing-generation students | $16,824.00 |
First-gen students at Cedarville University carry $1,442.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Cedarville University stands at $4,500.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at Cedarville University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 0.7% |
To give some context for these rates, Stafford loans disbursed at Cedarville University add up to $142,546,539.00 covering 7,703 recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 89 |
| Avg GI Bill amount | $27,950.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $3,813.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Numbers only tell part of the story. As you weigh Cedarville University, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.