by our College Data Analytics TeamThis page focuses on the debt students take on to attend Celebrity School of Beauty— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Celebrity School of Beauty, 74% of new students use loans toward freshman-year expenses, averaging $6,681 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $6,681. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
For undergraduates overall at Celebrity School of Beauty, 58% rely on federal student loans toward their education, borrowing on average $5,620 per year. This is 15.9% lower than the first-year federal average of $6,681.
Repeating that yearly amount projects to about $11,240 in two years and roughly $22,480 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $5,620 |
| Undergraduates with a federal loan | 751 |
| Total federal loans (one year) | $4,220,752 |
The middle borrower at Celebrity School of Beauty owes $6,232 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,232 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,166 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Celebrity School of Beauty.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,723 |
| 75th percentile | $6,924 |
| 90th percentile (highest-debt students) | $9,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Celebrity School of Beauty.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Celebrity School of Beauty.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 50 | $2,755 |
The indicators below describe what the typical debt costs to pay back at Celebrity School of Beauty.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Celebrity School of Beauty is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 25 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,232 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,232 |
| Continuing-generation students | $6,282 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,277 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Celebrity School of Beauty.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.