by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Celebrity Stylist Beauty School, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Celebrity Stylist Beauty School, 100% of first-year students take on loan debt, borrowing on average $4,917 each, across private and federal loan sources.
The average federally funded loan is $4,917, or about 89.4% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Celebrity Stylist Beauty School, 58% use federal student loans to help pay for their education, for a typical $7,207 per year. That is 46.6% more than the $4,917 borrowed by freshmen.
At a steady annual pace, that totals around $14,414 by year two and around $28,828 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $7,207 |
| Undergraduates with a federal loan | 39 |
| Total federal loans (one year) | $281,065 |
The middle borrower at Celebrity Stylist Beauty School owes $6,333 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Celebrity Stylist Beauty School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,205 |
| 75th percentile | $9,833 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Celebrity Stylist Beauty School.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Celebrity Stylist Beauty School appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.2% |
| Borrowers in the cohort | 14 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Federal data publishes the following gap measures for Celebrity Stylist Beauty School.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.