by our College Data Analytics TeamA large number of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Central Arizona College can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can Pinal County Community College offer you, and what will you qualify for? Keep reading for more information. Keep reading to learn just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Central Arizona College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Central Arizona College, 77% of first-time, full-time freshmen received some form of financial aid roughly 324 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 74% | $5,325 |
| Institutional grants & scholarships | 39% | $3,727 |
| Federal Pell grants | 41% | $5,699 |
| State/local grants | 2% | $5,734 |
| Federal student loans | 4% | $4,305 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Pinal County Community College, around 49% of the undergraduate population received grant aid that averaged $7,083 (across roughly 2518 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $7,083 |
| Federal Pell grants | 30% | $8,966 |
| Federal student loans | 3% | $10,112 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $6,006.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,423 |
| $30,001 – $75,000 | $3,840 |
| Over $75,000 | $7,163 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,714 |
| Off-campus title-IV students | $4,591 |
To project your own net price, use Pinal County Community College’s online cost calculator: centralaz.edu/resources/netpricecalc.html.
The median student at Pinal County Community College graduates with $6,157 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,157 |
| Median federal debt (graduates only) | $10,010 |
| Typical 10-year monthly payment (graduates) | $106.12/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Pinal County Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,650 |
| 25th percentile | $3,013 |
| 75th percentile | $11,244 |
| 90th percentile (highest-debt students) | $19,590 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,804 |
| Middle income | $6,469 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,385 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,564 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Pinal County Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Pinal County Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7677 |
| Total Stafford loan amount | $79,335,676 |
References
More about our data sources and methodologies.