by our College Data Analytics TeamThis overview lays out the cost of attending Central Baptist College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
The total published cost of attendance at Central Baptist College works out to about $27,468.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $21,330.00 |
| + Room, board & other expenses | $6,138.00 |
| Total cost | $27,468.00 |
| That is 16% below the national average net price. |
| Total cost | $27,468.00 |
| − Grants and scholarships | −$18,318.00 |
| Net price | $9,150.00 |
| That is 72% below the national average net price. |
| Total cost | $27,468.00 |
| − Grants and scholarships | −$18,855.00 |
| Net price | $8,613.00 |
| That is 74% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Costs have trended upward in recent years at a recent average of 7.1% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $9,224.00 | $9,799.00 | $29,418.00 |
| Senior year | $11,331.00 | $12,038.00 | $36,137.00 |
| Total 4-year net price | $41,015.00 | $43,573.00 | $130,803.00 |
| 10-year loan interest @ 6.8% | $15,625.00 | $16,600.00 | $49,831.00 |
| Total monthly payment | $472.00 | $501.00 | $1,505.00 |
| Total amount paid | $56,641.00 | $60,172.00 | $180,635.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $9,224.00 | $9,799.00 | $29,418.00 |
| Senior year | $9,879.00 | $10,495.00 | $31,506.00 |
| Total 2-year net price | $19,104.00 | $20,295.00 | $60,924.00 |
| 10-year loan interest @ 6.8% | $7,278.00 | $7,731.00 | $23,210.00 |
| Total monthly payment | $220.00 | $234.00 | $701.00 |
| Total amount paid | $26,381.00 | $28,026.00 | $84,133.00 |
For the complete net-price picture, see the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $12,287.00 |
| Average net price (off-campus) | $16,664.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,632.00 |
| $30,000 to $48,000 | $13,536.00 |
| $48,001 to $75,000 | $15,427.00 |
| $75,001 to $110,000 | $21,054.00 |
| Over $110,000 | $19,991.00 |
Run your own numbers with the Central Baptist College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at Central Baptist College comes to $12,876.00, landing it in the Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,652.00 |
| Median (50th) | $12,876.00 |
| 75th | $25,325.00 |
| 90th | $36,250.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,382.00 |
| Middle income | $12,000.00 |
| High income | $14,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,000.00 |
| Continuing-generation students | $14,751.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Central Baptist College stands at $1,750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Central Baptist College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.9% |
For scale, federal Stafford loan disbursements at Central Baptist College come to $51,105,663.00 over 3,001 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $12,069.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $2,667.00 |
Dig into veteran education benefits on the college veterans page.
The data above is a foundation; round it out by asking yourself about Central Baptist College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.