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Can You Really Afford Central Oregon Community College?

Below is the data on what it actually costs to attend Central Oregon Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$17,222.00 Cost of Attendance
$12,266.00 Avg Net Price
$8,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend Central Oregon Community College?

The full cost of attending Central Oregon Community College spanned $17,222.00 through $23,882.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $17,222.00 in-state versus $23,882.00 out of state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Sticker Cost for Residents (no aid)

Tuition and fees $6,885.00
+ Room, board & other expenses $10,337.00
Total cost $17,222.00
That is 11% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $17,222.00
− Grants and scholarships −$7,487.00
Net price $9,735.00
That is 49% below the national average net price.

Low-Income Net Price for Residents

Total cost $17,222.00
− Grants and scholarships −$10,865.00
Net price $6,357.00
That is 67% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $13,545.00
+ Room, board & other expenses $10,337.00
Total cost $23,882.00
That is 24% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $23,882.00
− Grants and scholarships −$7,487.00
Net price $16,395.00
That is 15% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $23,882.00
− Grants and scholarships −$10,865.00
Net price $13,017.00
That is 32% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus room and board.

The Long-Run Cost of a Degree at Central Oregon Community College

Published costs have climbed year over year by around 4.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.0% 4.0% 4.0%
Freshman year $6,610.00 $10,122.00 $17,907.00
Senior year $7,430.00 $11,378.00 $20,129.00
Total 4-year net price $28,058.00 $42,968.00 $76,014.00
10-year loan interest @ 6.8% $10,689.00 $16,369.00 $28,958.00
Total monthly payment $323.00 $494.00 $875.00
Total amount paid $38,747.00 $59,337.00 $104,972.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.0% 4.0% 4.0%
Freshman year $6,610.00 $10,122.00 $17,907.00
Senior year $6,873.00 $10,525.00 $18,619.00
Total 2-year net price $13,482.00 $20,647.00 $36,526.00
10-year loan interest @ 6.8% $5,136.00 $7,866.00 $13,915.00
Total monthly payment $155.00 $238.00 $420.00
Total amount paid $18,619.00 $28,512.00 $50,441.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.0% 4.0% 4.0%
Freshman year $13,535.00 $17,047.00 $24,832.00
Senior year $15,214.00 $19,162.00 $27,913.00
Total 4-year net price $57,454.00 $72,364.00 $105,409.00
10-year loan interest @ 6.8% $21,888.00 $27,568.00 $40,157.00
Total monthly payment $661.00 $833.00 $1,213.00
Total amount paid $79,342.00 $99,931.00 $145,566.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.0% 4.0% 4.0%
Freshman year $13,535.00 $17,047.00 $24,832.00
Senior year $14,073.00 $17,725.00 $25,819.00
Total 2-year net price $27,607.00 $34,772.00 $50,651.00
10-year loan interest @ 6.8% $10,517.00 $13,247.00 $19,296.00
Total monthly payment $318.00 $400.00 $583.00
Total amount paid $38,125.00 $48,018.00 $69,947.00

Read more in the Net Price section.

What Families Actually Pay at Central Oregon Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $12,266.00
Average net price (off-campus) $10,765.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $7,752.00
$30,000 to $48,000 $9,727.00
$48,001 to $75,000 $12,300.00
$75,001 to $110,000 $14,315.00
Over $110,000 $13,603.00

Use Central Oregon Community College Net Price Calculator, or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Borrowing and Debt at Central Oregon Community College

The typical debt load for borrowers leaving Central Oregon Community College is $8,000.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,833.00
25th $3,500.00
Median (50th) $8,000.00
75th $20,061.00
90th $31,322.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student loan debt detail.

How Income Shapes Debt at Central Oregon Community College

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $9,500.00
Middle income $7,305.00
High income $5,500.00

On average, low-income graduates leave with $4,000.00 more debt than high-income graduates.

How Debt Varies by First-Generation Status at Central Oregon Community College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $8,617.00
Continuing-generation students $6,933.00

First-generation borrowers from Central Oregon Community College hold $1,684.00 in additional median debt versus continuing-generation peers.

How Pell Eligibility Shapes Debt at Central Oregon Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The Pell-versus-non-Pell median debt difference at Central Oregon Community College comes to $4,000.00. This institution is flagged by federal data for Pell-debt inequity.

Loan Repayment and Default at Central Oregon Community College

The Department of Education default-rate tier for Central Oregon Community College is Low (<5%).

Window Cohort default rate
2-year 15.4%

For a sense of scale, Stafford disbursements at Central Oregon Community College amount to $268,656,300.00 over 18,218 recipients.

Military and Veteran Aid at Central Oregon Community College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 291
Avg GI Bill amount $14,712.00
DoD Tuition Assistance recipients 6
Avg DoD Tuition Assistance $1,178.00

Explore GI Bill and military aid in detail on the college veterans page.

Questions to Ask Before You Commit

Use the figures above as a launch point, then think through Central Oregon Community College, the questions below are worth your time:

Explore Further for Central Oregon Community College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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