by our College Data Analytics TeamHere you will find what students actually borrow to attend Central Susquehanna Intermediate Unit LPN Career: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Central Susquehanna Intermediate Unit LPN Career, 60% of new students use loans toward freshman-year expenses, with a typical loan of $8,311 each — a figure that counts both private and federal student loans.
The average federal loan is $8,311. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Central Susquehanna Intermediate Unit LPN Career, freshmen included, 61% finance part of their studies with federal loans, with a mean of $7,153 annually. That is 13.9% smaller than the first-year federal average of $8,311.
At a steady annual pace, that totals around $14,306 by year two and around $28,612 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 61% |
| Average federal loan per year | $7,153 |
| Undergraduates with a federal loan | 72 |
| Total federal loans (one year) | $515,002 |
The middle borrower at Central Susquehanna Intermediate Unit LPN Career owes $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $12,034 |
| Students who withdrew | $3,946 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Central Susquehanna Intermediate Unit LPN Career.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,596 |
| 25th percentile | $6,650 |
| 75th percentile | $12,672 |
| 90th percentile (highest-debt students) | $15,397 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Central Susquehanna Intermediate Unit LPN Career.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Central Susquehanna Intermediate Unit LPN Career.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 36 | $8,880 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Central Susquehanna Intermediate Unit LPN Career.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Central Susquehanna Intermediate Unit LPN Career is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.2% |
| Borrowers in the cohort | 65 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,082 |
| Independent students | $12,672 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Central Susquehanna Intermediate Unit LPN Career.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.