by our College Data Analytics TeamMany students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Central Texas College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financing options does Central Texas College offer, and what will you qualify for? Keep scrolling for more information. Keep reading to find out what amount of financial assistance will be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Central Texas College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Central Texas College, 100% of first-time, full-time freshmen received some form of financial aid around 458 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $5,161 |
| Institutional grants & scholarships | 23% | $1,337 |
| Federal Pell grants | 62% | $5,633 |
| State/local grants | 19% | $1,025 |
| Federal student loans | 44% | $3,409 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Central Texas College, some 70% of undergraduate students received gift aid averaging $4,832 (among about 5728 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $4,832 |
| Federal Pell grants | 37% | $6,185 |
| Federal student loans | 42% | $3,700 |
For students living on campus and receiving title-IV aid, grants averaged $3,557.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,489 |
| $30,001 – $75,000 | $6,366 |
| Over $75,000 | $10,173 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,265 |
| Off-campus title-IV students | $6,408 |
To project your own net price, use Central Texas College’s net price tool: apps.highered.texas.gov/net-price-calculator/.
The median federal debt load at Central Texas College comes to $5,250 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,250 |
| Median federal debt (graduates only) | $6,750 |
| Typical 10-year monthly payment (graduates) | $71.56/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Central Texas College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,375 |
| 75th percentile | $7,875 |
| 90th percentile (highest-debt students) | $15,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,750 |
| Middle income | $5,252 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,250 |
| Continuing-generation students | $5,209 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,512 |
| Independent students | $5,250 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Central Texas College.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Central Texas College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 15628 |
| Total Stafford loan amount | $116,837,190 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 854 |
| Total GI Bill amount | $983,607 |
| Average GI Bill amount per recipient | $1,152 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1446 |
| Total DoD amount | $1,525,039 |
| Average DoD amount per recipient | $1,055 |
References
More about our data sources and methodologies.