by our College Data Analytics TeamThis guide covers the real cost of attending Central Washington University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
Cost of attendance at Central Washington University fell between $25,148.00 and up to $43,257.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $25,148.00 in-state, rising to $43,257.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $9,417.00 |
| + Room, board & other expenses | $15,731.00 |
| Total cost | $25,148.00 |
| That is 31% above the national average net price. |
| Total cost | $25,148.00 |
| − Grants and scholarships | −$10,340.00 |
| Net price | $14,808.00 |
| That is 23% below the national average net price. |
| Total cost | $25,148.00 |
| − Grants and scholarships | −$16,970.00 |
| Net price | $8,178.00 |
| That is 58% below the national average net price. |
| Tuition and fees | $27,526.00 |
| + Room, board & other expenses | $15,731.00 |
| Total cost | $43,257.00 |
| That is 125% above the national average net price. |
| Total cost | $43,257.00 |
| − Grants and scholarships | −$10,340.00 |
| Net price | $32,917.00 |
| That is 71% above the national average net price. |
| Total cost | $43,257.00 |
| − Grants and scholarships | −$16,970.00 |
| Net price | $26,287.00 |
| That is 37% above the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Published costs have climbed year over year at a recent average of 3.0% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $8,421.00 | $15,248.00 | $25,895.00 |
| Senior year | $9,193.00 | $16,647.00 | $28,270.00 |
| Total 4-year net price | $35,213.00 | $63,761.00 | $108,284.00 |
| 10-year loan interest @ 6.8% | $13,415.00 | $24,291.00 | $41,252.00 |
| Total monthly payment | $405.00 | $734.00 | $1,246.00 |
| Total amount paid | $48,628.00 | $88,052.00 | $149,536.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $8,421.00 | $15,248.00 | $25,895.00 |
| Senior year | $8,671.00 | $15,700.00 | $26,664.00 |
| Total 2-year net price | $17,092.00 | $30,948.00 | $52,558.00 |
| 10-year loan interest @ 6.8% | $6,511.00 | $11,790.00 | $20,023.00 |
| Total monthly payment | $197.00 | $356.00 | $605.00 |
| Total amount paid | $23,603.00 | $42,738.00 | $72,581.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $27,068.00 | $33,894.00 | $44,541.00 |
| Senior year | $29,551.00 | $37,004.00 | $48,628.00 |
| Total 4-year net price | $113,188.00 | $141,736.00 | $186,259.00 |
| 10-year loan interest @ 6.8% | $43,121.00 | $53,996.00 | $70,958.00 |
| Total monthly payment | $1,303.00 | $1,631.00 | $2,143.00 |
| Total amount paid | $156,309.00 | $195,733.00 | $257,217.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $27,068.00 | $33,894.00 | $44,541.00 |
| Senior year | $27,871.00 | $34,901.00 | $45,864.00 |
| Total 2-year net price | $54,939.00 | $68,795.00 | $90,405.00 |
| 10-year loan interest @ 6.8% | $20,930.00 | $26,208.00 | $34,441.00 |
| Total monthly payment | $632.00 | $792.00 | $1,040.00 |
| Total amount paid | $75,868.00 | $95,004.00 | $124,847.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $18,476.00 |
| Average net price (off-campus) | $14,715.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,978.00 |
| $30,000 to $48,000 | $11,430.00 |
| $48,001 to $75,000 | $15,182.00 |
| $75,001 to $110,000 | $18,886.00 |
| Over $110,000 | $22,366.00 |
Estimate your specific net price using the school’s Central Washington University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Central Washington University amounts to $13,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,000.00 |
| Median (50th) | $13,000.00 |
| 75th | $25,000.00 |
| 90th | $32,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,888.00 |
| Middle income | $13,068.00 |
| High income | $13,000.00 |
Graduates from lower-income families carry $888.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,500.00 |
| Continuing-generation students | $12,500.00 |
First-generation graduates of Central Washington University carry $1,000.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Central Washington University amounts to $2,689.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Central Washington University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.1% |
For scale, federal Stafford loan disbursements at Central Washington University amount to $679,942,060.00 distributed across 37,671 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 289 |
| Avg GI Bill amount | $8,420.00 |
| DoD Tuition Assistance recipients | 66 |
| Avg DoD Tuition Assistance | $3,132.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Central Washington University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.