by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to CEM College-Humacao can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financial aid solutions can CEM College - Humacao deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from CEM College-Humacao.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at CEM College-Humacao, 100% of new full-time first-years were awarded at least some aid approximately 51 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $3,360 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 100% | $3,360 |
| State/local grants | 0% | — |
| Federal student loans | 6% | $1,980 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, approximately 94% of undergraduate students received gift aid averaging $2,719 (for some 164 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $2,719 |
| Federal Pell grants | 94% | $2,719 |
| Federal student loans | 8% | $3,441 |
For on-campus title-IV students, average grant aid came to $3,360.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,418 |
| $30,001 – $75,000 | $13,439 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,336 |
| Off-campus title-IV students | $9,418 |
To get a personalized net price estimate, try CEM College - Humacao’s NPC: www.cemcollege.edu/cem/netprice/.
The median student at CEM College - Humacao graduates with $3,700 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,700 |
| Median federal debt (graduates only) | $5,000 |
| Typical 10-year monthly payment (graduates) | $53.01/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at CEM College - Humacao.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,167 |
| 25th percentile | $1,867 |
| 75th percentile | $4,700 |
| 90th percentile (highest-debt students) | $7,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $3,668 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,500 |
| Continuing-generation students | $5,150 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $4,900 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. CEM College - Humacao.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at CEM College - Humacao:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3092 |
| Total Stafford loan amount | $15,938,228 |
References
More about our data sources and methodologies.