by our College Data Analytics TeamThis guide covers the real cost of attending Centura College-Chesapeake, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Published attendance costs at Centura College-Chesapeake comes to about $32,162.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $16,637.00 |
| + Room, board & other expenses | $15,525.00 |
| Total cost | $32,162.00 |
| That is 2% below the national average net price. |
| Total cost | $32,162.00 |
| − Grants and scholarships | −$6,162.00 |
| Net price | $26,000.00 |
| That is 21% below the national average net price. |
| Total cost | $32,162.00 |
| − Grants and scholarships | −$7,679.00 |
| Net price | $24,483.00 |
| That is 25% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $24,483.00 | $26,000.00 | $32,162.00 |
| Senior year | $24,483.00 | $26,000.00 | $32,162.00 |
| Total 4-year net price | $97,932.00 | $104,000.00 | $128,648.00 |
| 10-year loan interest @ 6.8% | $37,309.00 | $39,620.00 | $49,010.00 |
| Total monthly payment | $1,127.00 | $1,197.00 | $1,480.00 |
| Total amount paid | $135,241.00 | $143,620.00 | $177,658.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $24,483.00 | $26,000.00 | $32,162.00 |
| Senior year | $24,483.00 | $26,000.00 | $32,162.00 |
| Total 2-year net price | $48,966.00 | $52,000.00 | $64,324.00 |
| 10-year loan interest @ 6.8% | $18,654.00 | $19,810.00 | $24,505.00 |
| Total monthly payment | $564.00 | $598.00 | $740.00 |
| Total amount paid | $67,620.00 | $71,810.00 | $88,829.00 |
| Read more in the net-price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,988.00 |
| Average net price (off-campus) | $26,254.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $25,225.00 |
| $30,000 to $48,000 | $24,800.00 |
| $48,001 to $75,000 | $27,016.00 |
| $75,001 to $110,000 | $31,162.00 |
| Over $110,000 | $32,162.00 |
Estimate your specific net price using the school’s Centura College-Chesapeake Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from Centura College-Chesapeake works out to $10,054.00, landing it in the Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,708.00 |
| 25th | $6,198.00 |
| Median (50th) | $10,054.00 |
| 75th | $20,000.00 |
| 90th | $24,594.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,040.00 |
| Middle income | $11,125.00 |
| High income | $8,750.00 |
On average, low-income graduates leave with $1,290.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,213.00 |
| Continuing-generation students | $9,500.00 |
First-generation graduates of Centura College-Chesapeake carry $713.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Centura College-Chesapeake amounts to $720.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Centura College-Chesapeake is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 17.1% |
To give some context for these rates, Stafford loans disbursed at Centura College-Chesapeake amount to $432,772,151.00 spread across 26,310 disbursements.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 44 |
| Avg GI Bill amount | $17,607.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $4,000.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh Centura College-Chesapeake, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.