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Can You Really Afford Centura College-Norfolk?

Below is the data on what it actually costs to attend Centura College-Norfolk, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$32,531.00 Cost of Attendance
$31,032.00 Avg Net Price
$10,054.00 Median Grad Debt

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The Cost of Attending Centura College-Norfolk?

The full cost of attending Centura College-Norfolk is about $32,531.00 per year.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Cost for Students (no aid)

Tuition and fees $16,637.00
+ Room, board & other expenses $15,894.00
Total cost $32,531.00
That is roughly at the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $32,531.00
− Grants and scholarships −$5,296.00
Net price $27,235.00
That is 17% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $32,531.00
− Grants and scholarships −$5,782.00
Net price $26,749.00
That is 18% below the national average net price.
Go deeper on the components with the tuition & fees page and room and board.

Estimating the Total Cost of a Degree at Centura College-Norfolk

The tables below project a full degree at the current published cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $26,749.00 $27,235.00 $32,531.00
Senior year $26,749.00 $27,235.00 $32,531.00
Total 4-year net price $106,996.00 $108,940.00 $130,124.00
10-year loan interest @ 6.8% $40,762.00 $41,502.00 $49,573.00
Total monthly payment $1,231.00 $1,254.00 $1,497.00
Total amount paid $147,758.00 $150,442.00 $179,697.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $26,749.00 $27,235.00 $32,531.00
Senior year $26,749.00 $27,235.00 $32,531.00
Total 2-year net price $53,498.00 $54,470.00 $65,062.00
10-year loan interest @ 6.8% $20,381.00 $20,751.00 $24,786.00
Total monthly payment $616.00 $627.00 $749.00
Total amount paid $73,879.00 $75,221.00 $89,848.00
Jump to the net-price detail in the net-price section.

After-Aid Net Price at Centura College-Norfolk

Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $31,032.00
Average net price (off-campus) $26,719.00

Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $25,954.00
$30,000 to $48,000 $26,966.00
$48,001 to $75,000 $26,092.00
$75,001 to $110,000 $31,208.00
Over $110,000 $32,531.00

Get a tailored estimate from the Centura College-Norfolk Net Price Calculator, or get in touch with the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

How Much Do Students Borrow at Centura College-Norfolk

The median amount borrowed by graduates of Centura College-Norfolk amounts to $10,054.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $4,708.00
25th $6,198.00
Median (50th) $10,054.00
75th $20,000.00
90th $24,594.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

How Debt Varies by Income at Centura College-Norfolk

Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $10,040.00
Middle income $11,125.00
High income $8,750.00

Borrowers from lower-income families leave school with $1,290.00 more debt than high-income graduates.

How Debt Varies by First-Generation Status at Centura College-Norfolk

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $10,213.00
Continuing-generation students $9,500.00

First-generation borrowers from Centura College-Norfolk carry $713.00 in extra median debt compared with continuing-generation peers.

Debt by Pell Status at Centura College-Norfolk

Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell vs non-Pell debt gap at Centura College-Norfolk amounts to $720.00. Federal data flags this school for Pell-related debt inequity.

Loan Default & Repayment at Centura College-Norfolk

The federal default-rate classification for Centura College-Norfolk is Low (<5%).

Window Cohort default rate
2-year 17.1%

For scale, federal Stafford loan disbursements at Centura College-Norfolk amount to $432,772,151.00 distributed across 26,310 disbursements.

GI Bill and Military Aid at Centura College-Norfolk

Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 26
Avg GI Bill amount $17,356.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Further Questions to Consider

The data above is a foundation; round it out by asking yourself about Centura College-Norfolk, keep these questions in mind:

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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