The majority of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Cerritos College can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financial assistance solutions will Cerritos College provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to see how much school funding could be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Cerritos College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Cerritos College, 89% of entering full-time freshmen got some type of financial assistance roughly 2220 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $5,925 |
| Institutional grants & scholarships | 4% | $545 |
| Federal Pell grants | 62% | $5,276 |
| State/local grants | 89% | $2,154 |
| Federal student loans | 2% | $6,330 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Cerritos College, roughly 59% of undergrads got grants or scholarships worth on average $5,108 (across approximately 12321 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 59% | $5,108 |
| Federal Pell grants | 36% | $4,439 |
| Federal student loans | 3% | $7,265 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $7,812.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $-120 |
| $30,001 – $75,000 | $1,551 |
| Over $75,000 | $5,144 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $2,424 |
| Off-campus title-IV students | $693 |
To project your own net price, use Cerritos College’s net price tool: misweb.cccco.edu/npc/811/npcalc.htm.
The median student at Cerritos College graduates with $8,350 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,350 |
| Median federal debt (graduates only) | $8,447 |
| Typical 10-year monthly payment (graduates) | $89.55/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at Cerritos College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $3,500 |
| 75th percentile | $9,750 |
| 90th percentile (highest-debt students) | $17,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,155 |
| Middle income | $7,899 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,243 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Cerritos College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Cerritos College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7545 |
| Total Stafford loan amount | $75,112,664 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.