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Can You Really Afford Chadron State College?

This guide covers the real cost of attending Chadron State College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$20,672.00 Cost of Attendance
$12,549.00 Avg Net Price
$11,343.00 Median Grad Debt

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What Does It Cost to Attend Chadron State College?

What it costs to attend Chadron State College comes to about $20,672.00 for a single academic year.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

The Full Cost for Students (no aid)

Tuition and fees $8,290.00
+ Room, board & other expenses $12,382.00
Total cost $20,672.00
That is 7% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $20,672.00
− Grants and scholarships −$8,583.00
Net price $12,089.00
That is 37% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $20,672.00
− Grants and scholarships −$11,085.00
Net price $9,587.00
That is 50% below the national average net price.
Explore each piece on the tuition & fees page plus living costs.

The Long-Run Cost of a Degree at Chadron State College

Cost of attendance here has been rising at about 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $9,754.00 $12,300.00 $21,032.00
Senior year $10,273.00 $12,954.00 $22,152.00
Total 4-year net price $40,049.00 $50,501.00 $86,356.00
10-year loan interest @ 6.8% $15,257.00 $19,239.00 $32,898.00
Total monthly payment $461.00 $581.00 $994.00
Total amount paid $55,306.00 $69,740.00 $119,254.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $9,754.00 $12,300.00 $21,032.00
Senior year $9,924.00 $12,514.00 $21,399.00
Total 2-year net price $19,678.00 $24,814.00 $42,432.00
10-year loan interest @ 6.8% $7,497.00 $9,453.00 $16,165.00
Total monthly payment $226.00 $286.00 $488.00
Total amount paid $27,175.00 $34,267.00 $58,597.00

For the complete net-price picture, see the net-price section.

Net Price at Chadron State College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $12,549.00
Average net price (off-campus) $13,308.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $10,639.00
$30,000 to $48,000 $10,954.00
$48,001 to $75,000 $13,550.00
$75,001 to $110,000 $15,009.00
Over $110,000 $15,418.00

Run your own numbers with the Chadron State College Net Price Calculator, or contact the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

Graduate Debt at Chadron State College

Typical debt at graduation from Chadron State College is $11,343.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $2,750.00
25th $4,750.00
Median (50th) $11,343.00
75th $18,882.00
90th $27,755.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student loan debt page.

How Income Shapes Debt at Chadron State College

Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $9,500.00
Middle income $11,813.00
High income $12,000.00

Debt by First-Generation Status at Chadron State College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $11,130.00
Continuing-generation students $12,000.00

Debt and Pell Grant Eligibility at Chadron State College

Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell-versus-non-Pell median debt difference at Chadron State College stands at $386.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Default and Repayment Outcomes at Chadron State College

The default-rate classification at Chadron State College is Low (<5%).

Window Cohort default rate
2-year 6.1%

For a sense of scale, Stafford disbursements at Chadron State College total $118,987,033.00 covering 8,259 loan recipients.

Veteran Education Benefits at Chadron State College

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 22
Avg GI Bill amount $4,640.00
DoD Tuition Assistance recipients 10
Avg DoD Tuition Assistance $2,072.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Further Questions to Ask

Numbers only tell part of the story. As you weigh Chadron State College, keep these questions in mind:

Explore Further regarding Chadron State College

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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