by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Chamberlain University-New Jersey can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial aid solutions can Chamberlain - New Jersey deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Continue reading to find information to help you understand just how much assistance you can expect to receive from Chamberlain University-New Jersey.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Chamberlain University-New Jersey, 100% of first-time, full-time freshmen received some form of financial aid (about 5 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 40% | $2,300 |
| Institutional grants & scholarships | 40% | $2,300 |
| Federal Pell grants | 0% | — |
| State/local grants | 0% | — |
| Federal student loans | 100% | $7,100 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, some 45% of undergrads got grants or scholarships worth on average $4,518 (among about 589 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 45% | $4,518 |
| Federal Pell grants | 39% | $4,282 |
| Federal student loans | 80% | $9,354 |
On-campus students receiving title-IV aid were awarded grants averaging $920.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $34,560 |
| $30,001 – $75,000 | $35,636 |
| Over $75,000 | $41,740 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $37,984 |
| Off-campus title-IV students | $36,438 |
For a personalized estimate based on your family’s financial situation, use Chamberlain - New Jersey’s net price calculator: www.chamberlain.edu/admissions/financial-aid-scholarships/calculator.
The median student at Chamberlain - New Jersey graduates with $16,458 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,458 |
| Median federal debt (graduates only) | $20,919 |
| Typical 10-year monthly payment (graduates) | $221.78/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Chamberlain - New Jersey.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,288 |
| 25th percentile | $10,169 |
| 75th percentile | $27,500 |
| 90th percentile (highest-debt students) | $40,125 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,577 |
| Middle income | $15,795 |
| High income | $17,250 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,405 |
| Continuing-generation students | $16,594 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $16,125 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Chamberlain - New Jersey.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Chamberlain - New Jersey:
| Metric | Value |
|---|---|
| Stafford loan recipients | 118110 |
| Total Stafford loan amount | $3,150,719,189 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 25 |
| Total GI Bill amount | $349,469 |
| Average GI Bill amount per recipient | $13,979 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $5,500 |
| Average DoD amount per recipient | $2,750 |
References
More about our data sources and methodologies.