by our College Data Analytics TeamThis page focuses on the debt students take on to attend Champion Christian College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Champion, 61% of freshmen borrow to help pay for their first year, borrowing on average $10,868 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $6,440. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Champion, 54% use federal student loans to help pay for their education, with a mean of $6,831 in federal loans per year. This is 6.1% larger than the $6,440 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $13,662 across two years and $27,324 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 54% |
| Average federal loan per year | $6,831 |
| Undergraduates with a federal loan | 66 |
| Total federal loans (one year) | $450,855 |
The median student at Champion borrows $5,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
The indicators below describe what the typical debt costs to pay back at Champion.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,750 |
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.