Most students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Champlain College can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financial aid solutions can Champlain deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to find out how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Champlain College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Champlain College, 99% of the incoming full-time class was awarded financial aid some 518 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $27,069 |
| Institutional grants & scholarships | 94% | $25,559 |
| Federal Pell grants | 26% | $5,519 |
| State/local grants | 14% | $4,773 |
| Federal student loans | 61% | $5,220 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Champlain, approximately 73% of undergraduates were awarded grant or scholarship aid averaging $23,854 (across roughly 2095 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $23,854 |
| Federal Pell grants | 25% | $5,580 |
| Federal student loans | 52% | $7,054 |
On-campus students receiving title-IV aid were awarded grants averaging $29,149.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $26,524 |
| $30,001 – $75,000 | $30,703 |
| Over $75,000 | $39,128 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $35,860 |
| Off-campus title-IV students | $35,000 |
To get a personalized net price estimate, try Champlain’s online cost calculator: www.champlain.edu/financial-aid/tuition-cost-of-attendance/net-price-calculator/.
The median federal debt load at Champlain comes to $19,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,500 |
| Median federal debt (graduates only) | $26,814 |
| Typical 10-year monthly payment (graduates) | $284.27/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Champlain.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,769 |
| 25th percentile | $7,500 |
| 75th percentile | $27,800 |
| 90th percentile (highest-debt students) | $33,050 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,201 |
| Middle income | $20,495 |
| High income | $20,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $19,761 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,875 |
| Independent students | $18,703 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Champlain.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Champlain:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12754 |
| Total Stafford loan amount | $252,520,383 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 133 |
| Total GI Bill amount | $1,302,113 |
| Average GI Bill amount per recipient | $9,790 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 31 |
| Total DoD amount | $65,500 |
| Average DoD amount per recipient | $2,113 |
References
More about our data sources and methodologies.