by our College Data Analytics TeamHere is what you can expect to pay at Charter Oak State College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the links below to jump straight to any section on this page:
What it costs to attend Charter Oak State College is about $22,558.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $8,506.00 |
| + Room, board & other expenses | $14,052.00 |
| Total cost | $22,558.00 |
| That is 17% above the national average net price. |
| Total cost | $22,558.00 |
| − Grants and scholarships | −$7,395.00 |
| Net price | $15,163.00 |
| That is 21% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Cost of attendance here has been rising by around 1.0% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $15,317.00 | $15,317.00 | $22,788.00 |
| Senior year | $15,790.00 | $15,790.00 | $23,490.00 |
| Total 4-year net price | $62,211.00 | $62,211.00 | $92,551.00 |
| 10-year loan interest @ 6.8% | $23,700.00 | $23,700.00 | $35,259.00 |
| Total monthly payment | $716.00 | $716.00 | $1,065.00 |
| Total amount paid | $85,911.00 | $85,911.00 | $127,810.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $15,317.00 | $15,317.00 | $22,788.00 |
| Senior year | $15,473.00 | $15,473.00 | $23,019.00 |
| Total 2-year net price | $30,791.00 | $30,791.00 | $45,807.00 |
| 10-year loan interest @ 6.8% | $11,730.00 | $11,730.00 | $17,451.00 |
| Total monthly payment | $354.00 | $354.00 | $527.00 |
| Total amount paid | $42,521.00 | $42,521.00 | $63,258.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $15,815.00 |
| Average net price (off-campus) | $15,663.00 |
For a personalized estimate, try the Charter Oak State College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The typical debt load for borrowers leaving Charter Oak State College comes to $12,422.00, placing the school in the Low ($10-20k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,422.00 |
| 75th | $23,306.00 |
| 90th | $31,250.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,724.00 |
| Middle income | $12,500.00 |
| High income | $13,626.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,465.00 |
| Continuing-generation students | $12,041.00 |
First-generation graduates of Charter Oak State College graduate with $424.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Charter Oak State College works out to $-1,720.00.
The Department of Education default-rate tier for Charter Oak State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.2% |
For a sense of scale, Stafford disbursements at Charter Oak State College amount to $75,377,570.00 distributed across 4,520 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 46 |
| Avg GI Bill amount | $6,181.00 |
| DoD Tuition Assistance recipients | 24 |
| Avg DoD Tuition Assistance | $2,214.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh Charter Oak State College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.