by our College Data Analytics TeamMost students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Chattanooga State Community College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financial aid options can Chattanooga State Community College offer you, and what will you qualify for? Keep reading for more information. Keep scrolling to see what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Chattanooga State Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Chattanooga State Community College, 94% of first-year full-time students received aid of some kind some 1097 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $7,311 |
| Institutional grants & scholarships | 23% | $2,284 |
| Federal Pell grants | 57% | $5,242 |
| State/local grants | 81% | $3,733 |
| Federal student loans | 8% | $4,945 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, about 80% of undergraduates were awarded grant or scholarship aid averaging $4,719 (covering around 5441 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $4,719 |
| Federal Pell grants | 36% | $4,626 |
| Federal student loans | 13% | $6,488 |
Title-IV recipients living on campus saw average grant aid of $8,065.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,202 |
| $30,001 – $75,000 | $5,991 |
| Over $75,000 | $9,075 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,283 |
| Off-campus title-IV students | $5,702 |
To project your own net price, use Chattanooga State Community College’s net price calculator: www.chattanoogastate.edu/financial/financial-aid/net-price-calculator.
The median student at Chattanooga State Community College graduates with $7,249 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,249 |
| Median federal debt (graduates only) | $10,419 |
| Typical 10-year monthly payment (graduates) | $110.46/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The four reference points below map the debt distribution at Chattanooga State Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,145 |
| 75th percentile | $14,216 |
| 90th percentile (highest-debt students) | $25,750 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,439 |
| Middle income | $6,685 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,500 |
| Continuing-generation students | $6,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at Chattanooga State Community College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at Chattanooga State Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 27736 |
| Total Stafford loan amount | $338,594,524 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 90 |
| Total GI Bill amount | $282,990 |
| Average GI Bill amount per recipient | $3,144 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.