by our College Data Analytics TeamBelow is federal data on the loans students use to pay for The Chicago School at Dallas, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The middle borrower at Chicago School of Professional Psychology at Dallas owes $10,250 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,250 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $5,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Chicago School of Professional Psychology at Dallas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,166 |
| 25th percentile | $1,949 |
| 75th percentile | $7,593 |
| 90th percentile (highest-debt students) | $24,136 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Chicago School of Professional Psychology at Dallas.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Chicago School of Professional Psychology at Dallas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 882 | $19,181 |
| Completed (graduates) | 595 | $21,265 |
| Did not complete | 287 | $16,000 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $252.86/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Chicago School of Professional Psychology at Dallas.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 796 | $18,836 |
| No Stafford loan this year | 86 | $21,937 |
The indicators below describe what the typical debt costs to pay back at Chicago School of Professional Psychology at Dallas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Chicago School of Professional Psychology at Dallas appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.1% |
| Borrowers in the cohort | 1143 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $10,500 |
| High income | $11,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $10,938 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Chicago School of Professional Psychology at Dallas.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.