A large number of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Chicago State University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
What financial assistance options will CSU offer, and what will you qualify for? Read on for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Chicago State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Chicago State University, 99% of first-year full-time students received aid of some kind some 143 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $18,194 |
| Institutional grants & scholarships | 85% | $8,244 |
| Federal Pell grants | 74% | $6,827 |
| State/local grants | 73% | $7,622 |
| Federal student loans | 87% | $4,958 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, approximately 81% of undergrads got grants or scholarships worth on average $16,207 (across approximately 1205 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $16,207 |
| Federal Pell grants | 58% | $6,406 |
| Federal student loans | 78% | $7,735 |
For students living on campus and receiving title-IV aid, grants averaged $17,429.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,770 |
| $30,001 – $75,000 | $11,342 |
| Over $75,000 | $15,241 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,335 |
| Off-campus title-IV students | $10,133 |
For a personalized estimate based on your family’s financial situation, use CSU’s NPC: www.csu.edu/financialaid/netpricecalculator.htm.
The median federal debt load at CSU comes to $21,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $21,500 |
| Median federal debt (graduates only) | $30,625 |
| Typical 10-year monthly payment (graduates) | $324.68/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at CSU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,330 |
| 25th percentile | $9,000 |
| 75th percentile | $38,155 |
| 90th percentile (highest-debt students) | $51,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $23,000 |
| Middle income | $19,000 |
| High income | $15,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,735 |
| Continuing-generation students | $19,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,832 |
| Independent students | $24,762 |
The figure below distills the debt data into a single burden category for CSU.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at CSU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 24841 |
| Total Stafford loan amount | $860,257,478 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 17 |
| Total GI Bill amount | $163,905 |
| Average GI Bill amount per recipient | $9,641 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.