by our College Data Analytics TeamMany students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Cincinnati State Technical and Community College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financing options does Cincinnati State offer, and what will you qualify for? Keep scrolling for more information. Scroll down to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Cincinnati State Technical and Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at Cincinnati State Technical and Community College, 80% of new full-time first-years were awarded at least some aid around 369 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $7,747 |
| Institutional grants & scholarships | 30% | $2,782 |
| Federal Pell grants | 57% | $7,181 |
| State/local grants | 9% | $2,176 |
| Federal student loans | 41% | $6,116 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Cincinnati State, around 36% of undergraduates were awarded an average grant or scholarship of $7,378 (among about 3158 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 36% | $7,378 |
| Federal Pell grants | 30% | $7,082 |
| Federal student loans | 27% | $7,426 |
On-campus students receiving title-IV aid were awarded grants averaging $7,261.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $5,975 |
| $30,001 – $75,000 | $6,876 |
| Over $75,000 | $13,046 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,968 |
| Off-campus title-IV students | $7,113 |
To get a personalized net price estimate, try Cincinnati State’s NPC: www.cincinnatistate.edu/financial-aid/calculator/.
Graduating students at Cincinnati State carry a median federal student debt of $7,966 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,966 |
| Median federal debt (graduates only) | $14,715 |
| Typical 10-year monthly payment (graduates) | $156.0/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Cincinnati State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,313 |
| 25th percentile | $2,646 |
| 75th percentile | $13,500 |
| 90th percentile (highest-debt students) | $22,211 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,408 |
| Middle income | $8,118 |
| High income | $6,488 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,930 |
| Continuing-generation students | $8,056 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,856 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Cincinnati State.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Cincinnati State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 43458 |
| Total Stafford loan amount | $531,595,505 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 118 |
| Total GI Bill amount | $431,194 |
| Average GI Bill amount per recipient | $3,654 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 11 |
| Total DoD amount | $24,609 |
| Average DoD amount per recipient | $2,237 |
References
More about our data sources and methodologies.