by our College Data Analytics TeamThis page focuses on the debt students take on to attend Cinta Aveda Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Cinta Aveda Institute specifically, 61% of incoming undergraduates borrow in year one, averaging $6,919 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $6,919. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Cinta Aveda Institute, 41% finance part of their studies with federal loans, at an average of $7,082 annually. That is 2.4% greater than the freshman federal average of $6,919.
Carrying that yearly figure forward comes to roughly $14,164 across two years and $28,328 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 41% |
| Average federal loan per year | $7,082 |
| Undergraduates with a federal loan | 70 |
| Total federal loans (one year) | $495,732 |
The median student at Cinta Aveda Institute borrows $5,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Cinta Aveda Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,627 |
| 25th percentile | $5,500 |
| 75th percentile | $14,750 |
| 90th percentile (highest-debt students) | $17,667 |
How wide this percentile range is tells you how much borrowing varies across students at Cinta Aveda Institute.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Cinta Aveda Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 47 | $9,000 |
These figures turn the debt totals into a monthly repayment picture for Cinta Aveda Institute.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Cinta Aveda Institute appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 19 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,500 |
| Middle income | $6,333 |
| High income | $4,563 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,917 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Cinta Aveda Institute.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.