by our College Data Analytics TeamThis page focuses on the debt students take on to attend City College-Hollywood: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For incoming students at City College - Fort Lauderdale, 87% of first-year students take on loan debt, for an average of $10,026 per student, private and federal loans combined.
The average federally funded loan is $8,361. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at City College - Fort Lauderdale, 82% take out federal student loans, for a typical $8,719 each per year. This is 4.3% more than the $8,361 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $17,438 in two years and roughly $34,876 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 82% |
| Average federal loan per year | $8,719 |
| Undergraduates with a federal loan | 150 |
| Total federal loans (one year) | $1,307,817 |
Graduating and withdrawing students at City College - Fort Lauderdale carry a median federal debt of $15,285 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,285 |
| Students who completed (graduates) | $25,250 |
| Students who withdrew | $8,703 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for City College - Fort Lauderdale.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $5,785 |
| 75th percentile | $27,750 |
| 90th percentile (highest-debt students) | $35,709 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at City College - Fort Lauderdale.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at City College - Fort Lauderdale.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 136 | $6,000 |
| Completed (graduates) | 46 | $7,303 |
| Did not complete | 90 | $5,530 |
On a standard 10-year plan, the median completing borrower would pay about $86.84/mo.
Repayment burden translates the debt figures into what a borrower actually pays each month. City College - Fort Lauderdale.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for City College - Fort Lauderdale is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.0% |
| Borrowers in the cohort | 1031 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,834 |
| Middle income | $13,501 |
| High income | $9,334 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,216 |
| Continuing-generation students | $15,460 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,926 |
| Independent students | $17,163 |
Federal data publishes the following gap measures for City College - Fort Lauderdale.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.