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Can You Really Afford City Colleges of Chicago-Harry S Truman College?

This overview lays out the cost of attending City Colleges of Chicago-Harry S Truman College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$10,722.00 Cost of Attendance
$7,863.00 Avg Net Price
$5,524.00 Median Grad Debt

Use the links below to jump straight to any section on this page:

The Cost of Attending City Cs of Chicago-Harry S Truman C?

The total cost of attendance at City Cs of Chicago-Harry S Truman C varied between $10,722.00 and up to $13,782.00 depending on your residency status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $10,722.00 in-state compared with $13,782.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

What It Costs Residents (no aid)

Tuition and fees $12,090.00
Total cost $10,722.00
That is 44% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $10,722.00
− Grants and scholarships −$7,200.00
Net price $3,522.00
That is 82% below the national average net price.

Low-Income Net Price for Residents

Total cost $10,722.00
− Grants and scholarships −$7,701.00
Net price $3,021.00
That is 84% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $15,150.00
Total cost $13,782.00
That is 28% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $13,782.00
− Grants and scholarships −$7,200.00
Net price $6,582.00
That is 66% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $13,782.00
− Grants and scholarships −$7,701.00
Net price $6,081.00
That is 68% below the national average net price.
Go deeper on the components with the tuition & fees page and living costs.

The Long-Run Cost of a Degree at City Cs of Chicago-Harry S Truman C

The reported cost series has been increasing by around 1.7% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,071.00 $3,581.00 $10,900.00
Senior year $3,227.00 $3,762.00 $11,453.00
Total 4-year net price $12,595.00 $14,684.00 $44,701.00
10-year loan interest @ 6.8% $4,798.00 $5,594.00 $17,030.00
Total monthly payment $145.00 $169.00 $514.00
Total amount paid $17,393.00 $20,278.00 $61,731.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,071.00 $3,581.00 $10,900.00
Senior year $3,122.00 $3,640.00 $11,082.00
Total 2-year net price $6,194.00 $7,221.00 $21,982.00
10-year loan interest @ 6.8% $2,360.00 $2,751.00 $8,374.00
Total monthly payment $71.00 $83.00 $253.00
Total amount paid $8,553.00 $9,972.00 $30,356.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $6,182.00 $6,691.00 $14,011.00
Senior year $6,496.00 $7,031.00 $14,722.00
Total 4-year net price $25,352.00 $27,441.00 $57,459.00
10-year loan interest @ 6.8% $9,658.00 $10,454.00 $21,890.00
Total monthly payment $292.00 $316.00 $661.00
Total amount paid $35,011.00 $37,895.00 $79,348.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $6,182.00 $6,691.00 $14,011.00
Senior year $6,285.00 $6,803.00 $14,244.00
Total 2-year net price $12,467.00 $13,494.00 $28,255.00
10-year loan interest @ 6.8% $4,750.00 $5,141.00 $10,764.00
Total monthly payment $143.00 $155.00 $325.00
Total amount paid $17,217.00 $18,635.00 $39,020.00

Jump to the net-price detail in the net price section below.

The Real Out-of-Pocket Cost at City Cs of Chicago-Harry S Truman C

Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $7,863.00
Average net price (off-campus) $3,816.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $3,271.00
$30,000 to $48,000 $3,885.00
$48,001 to $75,000 $5,710.00
$75,001 to $110,000 $6,217.00
Over $110,000 $10,722.00

Run your own numbers with the City Colleges of Chicago-Harry S Truman College Net Price Calculator, or visit the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Student Debt at City Colleges of Chicago-Harry S Truman College

Typical debt at graduation from City Cs of Chicago-Harry S Truman C works out to $5,524.00, categorized as a Very Low (<$10k) burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,750.00
25th $2,601.00
Median (50th) $5,524.00
75th $9,147.00
90th $15,000.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Explore borrowing, repayment, and default in detail on the student loan debt detail.

How Debt Varies by Income at City Cs of Chicago-Harry S Truman C

Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $5,360.00
Middle income $5,981.00
High income $5,658.00

First-Generation Borrowing at City Cs of Chicago-Harry S Truman C

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $6,500.00
Continuing-generation students $4,000.00

First-generation graduates from City Cs of Chicago-Harry S Truman C hold $2,500.00 more debt than continuing-generation students.

How Pell Eligibility Shapes Debt at City Cs of Chicago-Harry S Truman C

Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt difference between Pell-eligible and non-Pell graduates of City Cs of Chicago-Harry S Truman C amounts to $375.00. This institution is flagged by federal data for Pell-debt inequity.

Loan Repayment and Default at City Cs of Chicago-Harry S Truman C

The Department of Education default-rate tier for City Cs of Chicago-Harry S Truman C is Low (<5%).

For a sense of scale, Stafford disbursements at City Cs of Chicago-Harry S Truman C total $25,710,774.00 spread across 3,229 loan recipients.

Veterans Aid at City Cs of Chicago-Harry S Truman C

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 55
Avg GI Bill amount $848.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Further Questions to Ask

Beyond the data above, it helps to ask a few questions when weighing City Cs of Chicago-Harry S Truman C, consider the following:

Keep Researching on City Cs of Chicago-Harry S Truman C

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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