by our College Data Analytics TeamThis overview lays out the cost of attending City Colleges of Chicago-Malcolm X College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Attendance costs at City Cs of Chicago-Malcolm X C spanned $10,279.00 and up to $13,339.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: roughly $10,279.00 in-state compared with $13,339.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $12,090.00 |
| Total cost | $10,279.00 |
| That is 47% below the national average net price. |
| Total cost | $10,279.00 |
| − Grants and scholarships | −$7,135.00 |
| Net price | $3,144.00 |
| That is 84% below the national average net price. |
| Total cost | $10,279.00 |
| − Grants and scholarships | −$7,643.00 |
| Net price | $2,636.00 |
| That is 86% below the national average net price. |
| Tuition and fees | $15,150.00 |
| Total cost | $13,339.00 |
| That is 31% below the national average net price. |
| Total cost | $13,339.00 |
| − Grants and scholarships | −$7,135.00 |
| Net price | $6,204.00 |
| That is 68% below the national average net price. |
| Total cost | $13,339.00 |
| − Grants and scholarships | −$7,643.00 |
| Net price | $5,696.00 |
| That is 70% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Published costs have climbed year over year by around 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $2,680.00 | $3,196.00 | $10,450.00 |
| Senior year | $2,816.00 | $3,358.00 | $10,980.00 |
| Total 4-year net price | $10,990.00 | $13,108.00 | $42,854.00 |
| 10-year loan interest @ 6.8% | $4,187.00 | $4,994.00 | $16,326.00 |
| Total monthly payment | $126.00 | $151.00 | $493.00 |
| Total amount paid | $15,176.00 | $18,101.00 | $59,180.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $2,680.00 | $3,196.00 | $10,450.00 |
| Senior year | $2,724.00 | $3,249.00 | $10,624.00 |
| Total 2-year net price | $5,404.00 | $6,446.00 | $21,074.00 |
| 10-year loan interest @ 6.8% | $2,059.00 | $2,456.00 | $8,028.00 |
| Total monthly payment | $62.00 | $74.00 | $243.00 |
| Total amount paid | $7,463.00 | $8,901.00 | $29,102.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $5,791.00 | $6,307.00 | $13,561.00 |
| Senior year | $6,085.00 | $6,627.00 | $14,249.00 |
| Total 4-year net price | $23,747.00 | $25,865.00 | $55,612.00 |
| 10-year loan interest @ 6.8% | $9,047.00 | $9,854.00 | $21,186.00 |
| Total monthly payment | $273.00 | $298.00 | $640.00 |
| Total amount paid | $32,794.00 | $35,719.00 | $76,798.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $5,791.00 | $6,307.00 | $13,561.00 |
| Senior year | $5,887.00 | $6,412.00 | $13,786.00 |
| Total 2-year net price | $11,678.00 | $12,719.00 | $27,347.00 |
| 10-year loan interest @ 6.8% | $4,449.00 | $4,846.00 | $10,418.00 |
| Total monthly payment | $134.00 | $146.00 | $315.00 |
| Total amount paid | $16,127.00 | $17,565.00 | $37,766.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $7,220.00 |
| Average net price (off-campus) | $3,729.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,131.00 |
| $30,000 to $48,000 | $3,526.00 |
| $48,001 to $75,000 | $5,747.00 |
| $75,001 to $110,000 | $7,179.00 |
Use City Colleges of Chicago-Malcolm X College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of City Cs of Chicago-Malcolm X C comes to $6,100.00, categorized as a Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,250.00 |
| Median (50th) | $6,100.00 |
| 75th | $7,000.00 |
| 90th | $11,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,000.00 |
| Middle income | $6,500.00 |
| High income | $5,500.00 |
Low-income graduates carry $500.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,000.00 |
| Continuing-generation students | $6,465.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of City Cs of Chicago-Malcolm X C amounts to $-500.00.
The federal default-rate tier for City Cs of Chicago-Malcolm X C is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.0% |
To give some context for these rates, Stafford loans disbursed at City Cs of Chicago-Malcolm X C total $29,202,417.00 over 4,471 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 65 |
| Avg GI Bill amount | $1,257.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,463.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Use the figures above as a launch point, then think through City Cs of Chicago-Malcolm X C, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.