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Can You Really Afford Cleveland State University?

This guide covers the real cost of attending Cleveland State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$26,310.00 Cost of Attendance
$14,764.00 Avg Net Price
$15,333.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Cleveland State University?

Attendance costs at Cleveland State University ranged from $26,310.00 to $31,832.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $26,310.00 for in-state students versus $31,832.00 out of state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Cost for Residents (no aid)

Tuition and fees $12,988.00
+ Room, board & other expenses $13,322.00
Total cost $26,310.00
That is 37% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost $26,310.00
− Grants and scholarships −$12,395.00
Net price $13,915.00
That is 28% below the national average net price.

Low-Income Net Price for Residents

Total cost $26,310.00
− Grants and scholarships −$15,201.00
Net price $11,109.00
That is 42% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $18,510.00
+ Room, board & other expenses $13,322.00
Total cost $31,832.00
That is 65% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $31,832.00
− Grants and scholarships −$12,395.00
Net price $19,437.00
That is roughly at the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $31,832.00
− Grants and scholarships −$15,201.00
Net price $16,631.00
That is 14% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus room and board.

Projected Degree Cost at Cleveland State University

Costs have trended upward in recent years by roughly 3.7% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.7% 3.7% 3.7%
Freshman year $11,515.00 $14,424.00 $27,272.00
Senior year $12,825.00 $16,064.00 $30,374.00
Total 4-year net price $48,649.00 $60,937.00 $115,218.00
10-year loan interest @ 6.8% $18,533.00 $23,215.00 $43,894.00
Total monthly payment $560.00 $701.00 $1,326.00
Total amount paid $67,182.00 $84,152.00 $159,111.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.7% 3.7% 3.7%
Freshman year $11,515.00 $14,424.00 $27,272.00
Senior year $11,936.00 $14,951.00 $28,269.00
Total 2-year net price $23,451.00 $29,375.00 $55,541.00
10-year loan interest @ 6.8% $8,934.00 $11,191.00 $21,159.00
Total monthly payment $270.00 $338.00 $639.00
Total amount paid $32,385.00 $40,566.00 $76,700.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.7% 3.7% 3.7%
Freshman year $17,239.00 $20,148.00 $32,996.00
Senior year $19,200.00 $22,439.00 $36,749.00
Total 4-year net price $72,831.00 $85,119.00 $139,400.00
10-year loan interest @ 6.8% $27,746.00 $32,427.00 $53,106.00
Total monthly payment $838.00 $980.00 $1,604.00
Total amount paid $100,577.00 $117,546.00 $192,506.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.7% 3.7% 3.7%
Freshman year $17,239.00 $20,148.00 $32,996.00
Senior year $17,869.00 $20,884.00 $34,202.00
Total 2-year net price $35,108.00 $41,032.00 $67,198.00
10-year loan interest @ 6.8% $13,375.00 $15,632.00 $25,600.00
Total monthly payment $404.00 $472.00 $773.00
Total amount paid $48,483.00 $56,664.00 $92,798.00

Read more in the Net Price section.

The Real Out-of-Pocket Cost at Cleveland State University

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $14,764.00
Average net price (off-campus) $16,065.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $13,058.00
$30,000 to $48,000 $14,122.00
$48,001 to $75,000 $16,697.00
$75,001 to $110,000 $19,512.00
Over $110,000 $22,320.00

Use Cleveland State University Net Price Calculator, or reach out to the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Debt at Graduation from Cleveland State University

Typical debt at graduation from Cleveland State University works out to $15,333.00, placing the school in the Low ($10-20k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $3,343.00
25th $6,000.00
Median (50th) $15,333.00
75th $26,000.00
90th $38,250.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Dig deeper into debt on the student-loan-debt breakdown.

How Income Shapes Debt at Cleveland State University

Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $17,000.00
Middle income $15,000.00
High income $14,500.00

Borrowers from lower-income families leave school with $2,500.00 in extra median debt compared with high-income peers.

Debt by First-Generation Status at Cleveland State University

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $16,417.00
Continuing-generation students $13,000.00

First-gen borrowers at Cleveland State University leave with $3,417.00 more debt than continuing-generation students.

Pell-Eligible Debt Outcomes at Cleveland State University

Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell-versus-non-Pell median debt difference at Cleveland State University stands at $5,500.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Cleveland State University

The default-rate category at Cleveland State University is Low (<5%).

Window Cohort default rate
2-year 6.2%

To give some context for these rates, Stafford loans disbursed at Cleveland State University amount to $1,794,614,932.00 over 61,355 loan recipients.

Military and Veteran Aid at Cleveland State University

Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.

GI Bill recipients 184
Avg GI Bill amount $9,723.00
DoD Tuition Assistance recipients 25
Avg DoD Tuition Assistance $3,805.00

Read more about military and veteran aid on the veteran aid breakdown.

Further Questions to Consider

Use the figures above as a launch point, then think through Cleveland State University, the questions below are worth your time:

Explore Further about Cleveland State University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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