by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Clinton College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Clinton College, 95% of incoming students take out a loan to help cover first-year costs, at roughly $5,802 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $5,802. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Looking at all undergraduates at Clinton College, freshmen included, 89% rely on federal student loans toward their education, borrowing on average $6,962 each per year. That amounts to 20.0% above the $5,802 borrowed by freshmen.
At a steady annual pace, that totals around $13,924 after two years and $27,848 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 89% |
| Average federal loan per year | $6,962 |
| Undergraduates with a federal loan | 177 |
| Total federal loans (one year) | $1,232,342 |
The median student at Clinton College borrows $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $28,987 |
| Students who withdrew | $9,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Clinton College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $16,833 |
| 90th percentile (highest-debt students) | $29,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Clinton College.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Clinton College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 36 | $9,914 |
The indicators below describe what the typical debt costs to pay back at Clinton College.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Clinton College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 21.2% |
| Borrowers in the cohort | 66 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $11,954 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,875 |
| Independent students | $14,250 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Clinton College.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.