by our College Data Analytics TeamHere you will find what students actually borrow to attend Cochran School of Nursing: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For undergraduates overall at Cochran School of Nursing, 77% rely on federal student loans toward their education, for a typical $4,539 a year.
Repeating that yearly amount projects to about $9,078 over two years and about $18,156 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $4,539 |
| Undergraduates with a federal loan | 88 |
| Total federal loans (one year) | $399,445 |
Graduating and withdrawing students at Cochran School of Nursing carry a median federal debt of $17,796 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,796 |
| Students who completed (graduates) | $19,625 |
| Students who withdrew | $9,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Cochran School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $8,997 |
| 75th percentile | $20,095 |
These figures turn the debt totals into a monthly repayment picture for Cochran School of Nursing.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Cochran School of Nursing follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.6% |
| Borrowers in the cohort | 121 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Middle income | $17,495 |
Federal data publishes the following gap measures for Cochran School of Nursing.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.