by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Silicon Valley can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial aid options can Cogswell offer you, and what will you qualify for? Keep reading for more information. Keep going to find out how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at University of Silicon Valley.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at University of Silicon Valley, 85% of first-time, full-time freshmen received some form of financial aid roughly 41 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 85% | $6,293 |
| Institutional grants & scholarships | 46% | $2,452 |
| Federal Pell grants | 46% | $5,946 |
| State/local grants | 19% | $7,415 |
| Federal student loans | 52% | $6,225 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at Cogswell, about 87% of the undergraduate population received grant aid that averaged $11,846 (across roughly 330 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 87% | $11,846 |
| Federal Pell grants | 50% | $6,632 |
| Federal student loans | 67% | $9,023 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $7,907.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $27,601 |
| $30,001 – $75,000 | $27,169 |
| Over $75,000 | $34,641 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,815 |
| Off-campus title-IV students | $30,799 |
To project your own net price, use Cogswell’s net price calculator: usv.edu/forms/netpricecalculator.html.
Graduating students at Cogswell carry a median federal student debt of $18,334 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,334 |
| Median federal debt (graduates only) | $31,000 |
| Typical 10-year monthly payment (graduates) | $328.65/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Cogswell.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,250 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $44,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $15,750 |
| Middle income | $17,522 |
| High income | $20,751 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $25,124 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,863 |
| Independent students | $18,852 |
A handful of calculated indicators summarize the debt outlook at Cogswell.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at Cogswell:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1788 |
| Total Stafford loan amount | $37,929,020 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 27 |
| Total GI Bill amount | $398,474 |
| Average GI Bill amount per recipient | $14,758 |
References
More about our data sources and methodologies.