by our College Data Analytics TeamThis guide covers the real cost of attending Colgate University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Colgate University is about $83,650.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $70,306.00 |
| + Room, board & other expenses | $13,344.00 |
| Total cost | $83,650.00 |
| That is 155% above the national average net price. |
| Total cost | $83,650.00 |
| − Grants and scholarships | −$58,284.00 |
| Net price | $25,366.00 |
| That is 23% below the national average net price. |
| Total cost | $83,650.00 |
| − Grants and scholarships | −$80,984.00 |
| Net price | $2,666.00 |
| That is 92% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
Costs have trended upward in recent years by around 4.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $2,781.00 | $26,457.00 | $87,247.00 |
| Senior year | $3,155.00 | $30,018.00 | $98,992.00 |
| Total 4-year net price | $11,861.00 | $112,850.00 | $372,149.00 |
| 10-year loan interest @ 6.8% | $4,519.00 | $42,992.00 | $141,775.00 |
| Total monthly payment | $136.00 | $1,299.00 | $4,283.00 |
| Total amount paid | $16,379.00 | $155,842.00 | $513,925.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $2,781.00 | $26,457.00 | $87,247.00 |
| Senior year | $2,900.00 | $27,594.00 | $90,998.00 |
| Total 2-year net price | $5,681.00 | $54,051.00 | $178,245.00 |
| 10-year loan interest @ 6.8% | $2,164.00 | $20,592.00 | $67,905.00 |
| Total monthly payment | $65.00 | $622.00 | $2,051.00 |
| Total amount paid | $7,845.00 | $74,643.00 | $246,150.00 |
For the complete net-price picture, see the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $28,786.00 |
| Average net price (off-campus) | $29,107.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,341.00 |
| $30,000 to $48,000 | $9,345.00 |
| $48,001 to $75,000 | $17,685.00 |
| $75,001 to $110,000 | $31,027.00 |
| Over $110,000 | $53,119.00 |
Run your own numbers with the Colgate University Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from Colgate University stands at $13,000.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,000.00 |
| 25th | $8,000.00 |
| Median (50th) | $13,000.00 |
| 75th | $18,859.00 |
| 90th | $25,333.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,012.00 |
| Middle income | $10,924.00 |
| High income | $16,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,688.00 |
| Continuing-generation students | $14,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Colgate University is $-4,757.00.
The federal default-rate classification for Colgate University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.5% |
For scale, federal Stafford loan disbursements at Colgate University amount to $34,016,270.00 across 2,998 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $40,422.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Colgate University, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.