by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to College of Biblical Studies-Houston can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can College of Biblical Studies - Houston deliver, and just what are you going to be eligible for? Keep reading for answers. Keep scrolling to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from College of Biblical Studies-Houston.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at College of Biblical Studies-Houston, 100% of the incoming full-time class was awarded financial aid (about 13 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $10,851 |
| Institutional grants & scholarships | 62% | $8,387 |
| Federal Pell grants | 100% | $5,198 |
| State/local grants | 54% | $457 |
| Federal student loans | 62% | $2,782 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, approximately 59% of undergraduates were awarded grant or scholarship aid averaging $6,275 (for some 286 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 59% | $6,275 |
| Federal Pell grants | 38% | $4,850 |
| Federal student loans | 22% | $8,794 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $10,851.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,820 |
| $30,001 – $75,000 | $16,608 |
| Over $75,000 | $18,415 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $672 |
| Off-campus title-IV students | $16,267 |
To get a personalized net price estimate, try College of Biblical Studies - Houston’s official net price calculator: prospect.studentaidprocess.com/saintprospect/(S(acurek5qf4nwiw2nfbr4xvem))/netpricecalculator?corpid=93.
The middle student in the debt distribution at College of Biblical Studies - Houston owes $14,750 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,750 |
| Median federal debt (graduates only) | $25,570 |
| Typical 10-year monthly payment (graduates) | $271.08/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at College of Biblical Studies - Houston.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,375 |
| 25th percentile | $4,483 |
| 75th percentile | $25,843 |
| 90th percentile (highest-debt students) | $40,668 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,622 |
| Middle income | $13,414 |
| High income | $15,819 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,295 |
| Continuing-generation students | $16,394 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,103 |
| Independent students | $15,532 |
The figure below distills the debt data into a single burden category for College of Biblical Studies - Houston.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at College of Biblical Studies - Houston:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2229 |
| Total Stafford loan amount | $45,668,415 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $48,544 |
| Average GI Bill amount per recipient | $5,394 |
References
More about our data sources and methodologies.